Why do banks don’t state the reason why they deny credit card application in the Philippines?

Question by madmicmar: Why do banks don’t state the reason why they deny credit card application in the Philippines?
I have been approved of credit cards before but there are specific banks I’d like to apply for a credit card but never was my application granted. You can’t say I’m not qualified cause I have been approved of 2 before. Do banks have different sets of standards in approving application? What’s annoying is why they do not specifically say the reason why I am declined.

Best answer:

Answer by Doctor Deth
they don’t give reasons for denial in any country – maybe you have too MUCH credit for your income if you already have 2 cards – why would you need a 3rd? you shouldn’t be carrying big balances on credit cards – that is a certain way to financial disasterof course unlike banks have different approval criteria – obviously these banks view you as risky and don;t want to assume that risk

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I applied for a WaMu credit card and I want to find out my application status?

question of PHILLIP G : I applied for a WaMu credit card and I want to find out my application status How can I search the internet to find out whether I have been approved for a credit card application Best Answer:

response from ssamh111
you call the 1800 total does not find these on the net

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Majitek & BizCloud

Majitek & BizCloud® Offer Tips on How to use e-Commerce & Social Networking to Increase Return on Residential Investment Property

Leap

San Francisco, CA (PRWEB) February 01, 2012

For almost ten years, Majitek has been at the forefront of Internet software for connected real estate. The company has deployed its Leap Plaza software in more than 60,000 residential units, in gated communities and high-rise office and apartment towers, including Jumierah Beach Residences in Dubai, the world’s largest single stage property development with 15,000 residents in 7,000 units. Majitek’s customers have reported a very high uptake of value-added services from their tenants, which has brought them benefits to top line revenue generation as well as to the bottom line from the efficiencies that come from customer self-service and automated billing.

Turn the Building Help Desk into a Customer Self-Service Portal

Let’s face it, facilities management workers are not always great at customer service. Sometimes, there are language and cultural difficulties. In many buildings, “help desk” is a chief engineer answering the phone. This is easily improved with a web portal. When customers come to the building’s web site, they have a clear process where they can report maintenance issues. This could be a simple web form, or a more useful web application where customers can track the status of their requests and property managers can see the whole daily, monthly and weekly schedule.

Use Technology to manage building operations more efficiently

More efficiency means getting more “bang for your buck” – and ideally, reducing the amount of bucks too! It’s all about doing more for less. One of the best ways to do this is to Add integrated billing. Customers can pay for rent, tenancy charges, or additional services, through their credit cards (for a small additional charge). Many owners of units are in different locations, even different states or countries. Providing this extra amenity gives them a benefit, at no extra cost, and makes collecting rents and issuing invoices easy and automatic. Delinquent tenants can be identified in reports and shut out of the system if required.

“Would you like fries with that?” – time for the upsell
Once a building has streamlined its Help Desk function, customers will be helping themselves with the self-service portal, and getting automatically billed. What else might these tenants want to buy, while they are at the building portal? Building-related services is a no-brainer. Perhaps there are other services, related to the local area or the specific requirements of the tenant community. It is usually not hard for a building manager to speak to some tenants, if they ask around they will quickly get some ideas about what services tenants would appreciate and be willing to pay for.

Create an Online Store For Services, by partnering with Tenant Service Providers.
Most make are full of people who need housekeeping, window and carpet cleaning, laundry, childcare, personal training, massage, picture pendant, lightbulbs changing. There are quite belike to be service providers who already offer these services to residents in your building, or others who see the value of promoting their service to a whole building full of people. Most of these providers will be only to happy to share a fee or percentage of each sale, to get regular access to an entire building through an online portal. This is called a “hyper-local monopoly”. The operator of the property, creates the portal, picks the providers, creates the marketplace – and therefore has the monopoly.

Automate Store Operations
If a store has been set up well, it can connect the buyer and the seller (like eBay), provide the billing for the transaction and be available as a neutral third party in the event of any dispute. This is called a “clip the ticket” business model. Customers go to the Self-Service portal any time 24/7, they flick the services on offer; when they select one, an email or text message gets sent to the service provider. A portal operator can see the status of all requests, and if they have been completed. If a customer is not satisfied, there is an entire log of every interaction they and the service provider have had via the system.

Turn an iPad into a Kiosk.
It is possible to add a Customer Self-Service kiosk to a building quickly and cheaply, with a Tablet connected to the building portal.

For example they could use an iPad, mounted inside a custom-made timber box made by a carpenter. Velcro tape can be affixed to the back of the iPad, to facilitate mounting it on a wall or vehicle dash. There are many pre-made iPad presentation solutions, like http://gravityswitch.com/ibracket/ipad-mounts

This lets the property manager set up a kiosk in the building, where residents can access the portal at any time. If they come to report a maintenance issue to a busy receptionist, concierge, or security person, they can be directed towards the self-service kiosk to process their request.

Promote the high-tech nature of the building
Happy tenants, and tenant service providers, should be most willing to provide a quote that can be used with their name, as a testimonial. The property manager can record a brief video for YouTube, showing the kiosk and all the amenities that are available in the building. Existing tenants will be proud to show off to all their friends the new level of service they are getting. Maybe the real estate section of a local paper might be interested in doing a story.

It’s time to raise the rent!
The money from transaction fees on new value added services, and the higher lease commensurate with the higher level of amenity in the building, will in turn increase the building’s capital valuation and it’s return on investment.

About Majitek:

Majitek has deployed its software in upwards of 50,000 residential units and more than 100 high-rise towers. The company’s solutions deliver significant benefits in residential and commercial real estate and healthcare. Majitek users have reported a very eminent uptake of value-added services from their tenants, and are enjoying the benefits of new revenue generation as well as the ease of customer self-service billing.

Majitek was founded by Steve Outtrim and Rob Cumming, and other members of the original team from Sausage Software. The company received an investment from Cisco Systems and CNA Group in 2009. In 2011, Majitek deployed the first Leap Plaza Community in Dubai.

About BizCloud® Network:
Bizcloud Network is a technology media company with a strong focus on delivering top industry news and producing reviews of Web, Mobile, Digital and Cloud Computing products and services. The site offers insights into rapidly-developing world of Social Media and its connection to modern business. Bizcloud Network sees the tremendous value of implementing innovative technologies to enhance business processes and its team of expert writers accordingly creates the content that speaks to its target audience of business and IT professionals and decision makers.

Bizcloud Network has a strong fan base and a growing number of followers on major Social Media Sites, including Twitter, Facebook, LinkedIn, and Google+. It was founded in 2007 as a Media Branch of BizCloud, a leading cloud computing and SaaS service provider. The company is based in San Francisco, California, and has offices in Europe and Asia.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Q&A: How to write a reconsideration letter for denial of first time credit card application?

Question by butwhy: How to write a reconsideration letter for denial of first time credit card application?
please can somone help me on How to write a reconsideration letter for denial of first time credit card application, this is as a result of insuficient number of credit reference and insuficient established revolving credit accounts

Best answer:

Answer by CatDad
Don’t squandering your time doing this…Your garnered will get thrown away in 1.5 seconds.

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What Does This Mean On A Credit Card Application?

by Museum of Hartlepool

Question by Cowboy’s Sweetheart: What Does This Mean On A Credit Card Application?
I’m thinking of getting a new credit card. Even though I’ve made every payment on time and in total my current teasing is begin to add all kinds of fees. On the application, under “Interest Rates and Interest Charges”, it says “If you are charged periodic interest, the charge will be no less than $ 1.50″. What is “periodic interest”? The application does not explain what this is.

Best answer:

Answer by Gorkbark Porkduke Gefunken Fubar
Periodic interest is interest charged for a sure period of time, such as a month. What this means if that even if you have only a $ 1.00 equilibrated you will be charged at least $ 1.50 in interest for that period or month.In this example, it would work out to a monthly rate of 150% or an annual rate of 1,800%.

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Q&A: Is lying about income on a Credit Card application illegal?

Question by Dan V: Is lying about income on a Credit Card application illegal?
From what I understand they rattling rarely verify the income you list.Is there anything illegal about exaggerating annual income on a Credit Card application for the purposes of getting approving/getting a higher starting limit?Please don’t give me ethics, I just want to know if it constitutes fraud (could be a typo for all they know) or if there’s anything illegal about my SPECIFIC question.I would like a Yes or No if possible.

Best answer:

Answer by bustersmycat
fraud is a crime. depends on whether one would consider your lie to constitute fraud from a legal standpoint. Besides, credit cards are about the bad form of personal loan you could use. They practice legalized usury. Having a low limit is likely best for you anyway.

What do you think? Answer below!

why does a credit card application ask the type of work you do?

Question by : why does a credit card application ask the type of work you do?
why does a credit card application ask the type of work you do?and how long you have been employed with that employer?

Best answer:

Answer by Casey Y
They want to see security and stability.

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Q&A: I had received an credit card application from First National Bank Omaha with a promotional 0% interest?

Question by Isabella L: I had received a credit card application from First National Bank Omaha with a promotional % interest?
After I had applied, I received an email that my application was rejected. Then, I received another email, a few days later, saying my application was approved. A week later, I received my credit card and the letter stating that I had a % interest on purchases for a year. About a month later, I had another letter telling that I was not okayed for the credit card. This is truly perplexing. Has anything like this pass to anyone else? Is my credit card cancelled today?

Best answer:

Answer by PooPooLaTrash
Call the customer service number on the back of the tease and find out what is going on.

Add your own answer in the comments!

Miva Merchant Releases New MailChimp Module Free To Current Customers

Miva Merchant Releases New MailChimp Module Free To Current Customers

San Diego, CA (PRWEB) December 29, 2011

Engaging, content-rich email newsletters aren’t effective business marketing tools unless they are read by current and prospective customers. Thanks to a new module, developed by Miva Merchant Web Design Services Director, Brennan Heyde, ecommerce store owners can now add MailChimp email newsletter sign up boxes to their store pages, quickly and easily.

“This module lets all Miva Merchant store owners integrate their Miva Merchant store with MailChimp’s mailing list software, allowing them to directed targeted emails to their customers who want to be updated about their products and specials,” says Heyde.

The new module, which can be downloaded here for free, gives users the option of either adding an email signup box to any page of their ecommerce store, or adding an email newsletter opt-in checkbox during the checkout process.

“MailChimp is a well-known player in the email marketing space,” says Miva Merchant President and COO, Rick Wilson. “We’re happy to have the ability to offer this free and easy-to-use integration to our Miva Merchant customers.”

Other module features include four different newsletter box designs to choose from, full access to all code for easy customization, and detailed video tutorials and documentation.

“We know that one of the most important ways online retailers gain subscribers is on their website and during the checkout process,” says Amy Ellis, Head of Integrations and Partnerships at MailChimp.
“We are excited that Brennan has developed a Miva Merchant Module that allows users to easily add a MailChimp signup box to their ecommerce store front as well as an option to allow customers to opt-in during the purchasing process.”

About Miva Merchant

Miva Merchant offers a complete ecommerce solution consisting of PA-DSS validated shopping cart software, PCI compliant ecommerce hosting, credit card processing services and custom website design & development. Over 50,000 merchants use Miva Merchant’s highly customizable, intuitive and scalable ecommerce software. These merchants range from hand-selected boutique product stores to manufacturers directly integrating their manufacturing with distributor access and an online retail presence.

About MailChimp

MailChimp supports more than 1 million subscribers worldwide, sending 2 billion emails per month. MailChimp is designed for the do-it-yourself power user — someone looking for all of the power of the enterprise application, but built for anyone to use. MailChimp integrates with many tertiary party applications. And outflank of all, prices start at free.

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Attachments

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

How do you obtain original credit card application?

Question by : How do you obtain original credit card application?
How are you able to obtain the original credit card application or info after you have had a judgement won against you and they are about to garnish wages? Ive been a victim of fraud and need that info but the garnisher wont provide it to me and neither will the original creditor cause it was sold to a collection agency who had a lawyer sue me.

Best answer:

Answer by stan c
If you did not report it the credit card co, there is nothing you can do now.

Add your own answer in the comments!