What is a good online credit card merchant solution for my small business?

Question by Joe C: What is a good online credit card merchant solution for my small business?
I rent items and want to be able to put a “security hold” on their credit card like a hotel does in case they break the items. It would be nice to also have the same service be able to accept credit card payments to be able to charge their rentals.

Best answer:

Answer by Henry
Costco Merchant Account

What do you think? Answer below!

Plastic Jungle Names Dan Rogers Chief Financial Officer

Plastic Jungle Names Dan Rogers Chief Financial Officer

San Mateo, CA (PRWEB) December 14, 2011

Plastic Jungle, the web’s largest secured gift card exchange, today announced that Dan Rogers has joined the company as Chief Financial Officer and Chief Risk Officer. He will be responsible for all aspects of financial management of the company, including overseeing Plastic Jungle’s industry leading trust and safety practices.

Dan brings in-depth knowledge of the payments industry and a strong background in financial management, having led both financial services and payments companies. Prior to joining Plastic Jungle, Dan was Head of Finance and Growth Initiatives at BillFloat, a leader in innovative consumer lending and bill payment processing, and prior to that served as Chief Financial Offer of Bling Nation and Vantiv, LLC (formerly Fifth Third Processing Solutions). Dan began his financial career with Wells Fargo where he spent 10 years in senior management roles, including coordinating Wells’ merchants programs.

“Dan has an unique track entering of developing first-class finance teaming and delivering results in fast growth environments,” said CEO of Plastic Jungle Bruce Bower. “Dan is wide recognized as being at the forefront of the emerging payments industry, and we will greatly benefit from his depth of experience in banking, processing and risk management. We are excited to welcome him to Plastic Jungle.”

Plastic Jungle brings liquidity to the lowly gift card market by letting consumers to purchase gift cards at their favourite stores for savings up to 35% and clear unsaved gift cards for up to 92% of the gift card value.

“This is a wonderful opportunity for me to join a blue chip team that is revolutionizing the gift card and prepaid industries with Plastic Jungle’s patent-pending transaction platforms,” said Dan Rogers. “I’m looking forward to helping Plastic Jungle continue to deliver enormous value to consumers and retailers alike.”

About Plastic Jungle
Plastic Jungle (http://www.plasticjungle.com) is the web’s largest bolted indued card exchange, giving consumers the choice and flexibility to convert their gift cards into other forms of spending driving — including online balances to use at the millions of merchants that accept PayPal; Amazon.com Gift Cards; credit on ChargeSmart to pay utility, car or mortgage bills; virtual currencies for online games and social networks; and more — and to stretch their shopping dollars at their favorite merchants. Plastic Jungle’s patent-pending marketplace and payment applications aim to safely unlock the estimated $ 30 billion in unredeemed gift cards trapped in the economy for the benefit of consumers and merchants alike. Based in San Jose, California, the company is privately held, with venture backing from Shasta Ventures, Redpoint Ventures, Jafco Ventures, First Round Capital, Bay Partners, Harrison Metal and Western Technology Investment.

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Scott Staff Joins DNA Response, Inc. Board of Advisors

Scott Staff Joins DNA Response, Inc. Board of Advisors

Scott Staff

(PRWEB) December 12, 2011

DNA Response, Inc., provider of multi-channel e-commerce, on-rimming marketing and order management solutions, announced today that Scott Staff, Director of Business Development at Perkins Coie, has joined DNA’s board of advisors.

Scott provides leadership for the firm’s business development strategy, which includes oversight of the firm’s client service interview, client service teams and industry teams programs. Prior to that, Scott served in multiple leadership roles at Lewis and Clark College, including Vice President for College Relations and Director of Development for Lewis and Clark Law School. Throughout the years, Scott has protracted his professional leadership skills to various organizations and communities, such as serving on the Board of Advisors for Rouxbe Video Technology, Inc. and FatEarth.com, working on the Capital Campaign Committees for St. Cecilia Parish and Cathedral School, and coaching a variety of Youth Sports.

“We are thrilled and excited that Mr. Staff has joined our Advisory Board”, said DNA Response’s President and CEO Ranjit Mulgaonkar. “As a Business Development Director for one of the largest law firms in the US Scott brings tremendous amount of experience and business reach to DNA, as well as multitude of opportunities to research and secure strategic partnerships across different industries”.

“I am honour to join the Advisory Board of DNA Response Inc. Ranjit and his team are underdeveloped an extraordinary business that has the promise to dramatically improve the quality of the customer experience in the direct response television and e-commerce sales channels”, said Scott Staff.

About DNA Response: DNA Response, Inc. (DNA) provides turnkey e-commerce, online marketing, and order management services to companies in the $ 300 Billion direct response offer. DNA clients sell products stetting to consumers using TV, radio, print catalogs, web and mobile as their sales channels. DNA’s ECOM2TM platform utilizes state-of-the art cloud computing technologies and services to improve operational efficiency by cutting transaction costs, eliminating credit teasing declines, and lowering order cancellations and product returning, while simultaneously increasing online revenue for our clients. DNA provides universal order management for processing orders in real time from all the sales channels with full visibility to the business for the clients. DNA generates incremental revenues and helps build a brand for our clients by providing comprehensive e-commerce and online marketing services.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

More Online Credit Card Press Releases

Q&A: How do online credit card scams and identity theft work?

Question by Virtuous Vanity: How do online credit card scams and identity theft work?
…and how to not fall for the trap?For an example say you put your card details on a scam site to buy a product, what details do they need to be able to use your bank account and steal money? Is it more than or different to the usual details you need to use to buy products online from legitimate sites? If it’s a certain amount of details how do people still fall for it, isn’t there a detailed list of what not to give out?Any aided appreciated.

Best answer:

Answer by Toni
They cannot accesss your checking account or bank details if you use a credit card.Only if you use a debit card can they do this.Look for the site to have either https or the security lock at the bottom.http without the s is not secure…

What do you think? Answer below!

Q&A: How are credit cards used safely online? what is the exactly happnes after you give your credit card # online?

Question by Kareena U: How are credit cards used safely online? what is the exactly happnes after you give your credit card # online?
I would like to know the exact process, as to what happns with my credit card number, after I use it online? Does a computer code it? Or is my number accessisble to others?

Best answer:

Answer by georgia79
Okay be extremely wary of using your credit card on line because once you have submitted your cc number it becomes accessible to the company and they will continue to bill you for various iteims. Always read the fine print I have had this problem many times and this has caused my bank account to bounce like a basketball. What they do is say you order a cd online and only want that cd swell they will continue to send you cd’s that you did not order or do not want and charge you for it….BE VERY CAREFUL

Know better? Leave your own answer in the comments!

CoachingWebsites Announces Partnership with The International Institute of Coaching, Providing Valuable Marketing and Business Solutions for Professional Coaches

CoachingWebsites Announces Partnership with The International Institute of Coaching, Providing Valuable Marketing and Business Solutions for Professional Coaches

Boulder, CO (PRWEB) November 28, 2011

CoachingWebsites (http://www.CoachingWebsites.com), the authority in delivering professional and efficacious websites and internet marketing solutions for Life, Executive Career Coaches, today denoted it has affiliated with The International Institute of Coaching (IIC). CoachingWebsites assists Coaches with building eye-catching websites that aid them ramp away in a marketplace nowadays inundated with Coaches. The unexampled affiliation between CoachingWebsites and IIC provides a still greater collection of business and marketing solutions for professional Coaches, and IIC members will have sole benefits and promotional offers.

CoachingWebsites specializes in creating websites that are piquant, professional, cost-effective, and extremely simple to maintain, and help Coaches successfully market and manage their practice online. CoachingWebsites package (with no set-up fees or undertake) include everything that’s needed to for a professional online presence, include Search Engine Optimization, integrated email, editing tools, credit card processing, online appointment notifications, and limitless technical and customer support.

“People have come to realize that great coaches can make a significant difference in their lives, and the industry has responded to the growing demand. Now more than ever, professional Coaches need products and services that help them attract new clients through internet marketing, but it isn’t worth having a great website if no-one can find”, Kathleen Maloney, President of CoachingWebsites, explains. “This is where we excel. With our Search Engine Optimization features, CoachingWebsites is the expert in capturing the right audience’s attention.”

The International Institute of Coaching facilitates access to accredited courses for Coaches, Students, and Clients of Coaches; contributes to the quality of accreditation and ensures that availability of a high standard of Coach Training. Quality control of Coaching and Coach Training is a key element in this process. IIC has a governing body catering specifically for the Coaching Industry, using the expertise of qualified and experienced Coaches active in this field. In its evaluation process, IIC puts each organization through a rigorous process to prove their ongoing commitment to Coaching, Coach Training and their Students.

As an added benefit, IIC members will receive one month free when they sign up for CoachingWebsites services by entering the promotional code of “IIC”. Coaches can get started building their online presence today by visiting http://www.CoachingWebsites.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Five Things to Do Before Leaving Home on Black Friday

Five Things to Do Before Leaving Home on Black Friday

Washington, DC (PRWEB) November 21, 2011

For many, shopping on Black Friday has become as much of a Thanksgiving tradition as turkey, with friends and families whipping up a shopping strategy along with the dressing and gravy.

The National Foundation for Credit Counseling advises consumers to shop smart by planning ahead. Following are five steps consumers should take before hitting the stores on Black Friday, helping them enjoy their shopping excursion without harming their pocketbook.

    Beware of special credit card offers – Issuers are tempting consumers by offering incentives such as no interest balance transfers, extra perks by meeting certain spending levels, and increased cash back in specified categories. However, no deal is a good deal if you can’t afford it. Responsible shoppers will commit to spending no more than what they can repay in full when the bill arrives, regardless of how many bonuses are tacked on.     Know what you currently owe – Review all existing debt obligations, tallying what you’ve already spent and committed to repay. This reality check may put a temporary damper on your holiday mood, but that’s better than digging the financial hole even deeper.     Create a plan – Knowing who you’re shopping for, what items you hope to find, and most importantly, how much you intend to spend is critical to a successful shopping day. Commit in advance to stick to your plan, and enlist an accountability partner if necessary, as it is very easy to be caught up in the excitement of the moment and get off course.     Find the best deals at home – Shop from home before heading for the stores. Compare prices online, as well as local circulars for sales in your area. Be aware of time restrictions, as some prices may only apply during certain time periods throughout the day. Once the actual shopping begins, going directly to the store which has your item at a good price will save you time, gas, money and frustration.

    Remove all unnecessary cards from your wallet – Spreading purchases across multiple cards makes you feel as though you’re charging less and can trick you into overspending. Designate one card for holiday spending, and remove all others from your wallet. This will not only help you stay within your budget, but will also lessen the damage in case of loss or theft. “It is important for consumers to shop with their head, not their heart,” said Gail Cunningham, spokesperson for the NFCC. “Preparing in advance will help you stick to your budget, in spite of the decorations, carols and Santa himself beckoning you to spend.”

If you need assistance learning how to live within your means, reach out to a NFCC Member Agency where you’ll find legitimate assist through a trained and manifest credit counselor. To be automatically connected to the agency nearest to you, dial (800) 388-2227, or to unearth an agency online, go to http://www.DebtAdvice.org. For assistance in Spanish, dial (800) 682-9832.

The National Foundation for Credit Counseling (NFCC), founded in 1951, is the nation’s largest and longest serving national non-profit-making credit counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services. NFCC Members annually help more than three million consumers through close to 800 community-based offices nationwide. For free and affordable confidential advice through a reputable NFCC Member, call (800) 388-2227, (en Español (800) 682-9832) or visit http://www.nfcc.org. Visit us on Facebook: http://www.facebook.com/NFCCDebtAdvice, on Twitter: twitter.com/NFCCDebtAdvice, on YouTube: http://www.YouTube.com/NFCC09 and our blog: http://financialeducation.nfcc.org/.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Related Online Credit Card Press Releases

Q&A: Chase Online Credit Card Application response?

Question by EJM: Chase Online Credit Card Application response?
Received pre-sanction offer in mail for Chase Visa Platinum credit teased, applied online using offer code and received email response after submitted:”We will notify you of your approval status in 30 days by U.S. Mail…etc.”Does anyone have any experience with this kind of response and what it could average? Good sign, are they actually considering the application or is it a bad sign for getting approved? Are online credit card normally applications immediately approved or not? I only have 2 cards, not high limits and good credit score.

Best answer:

Answer by specialk
I had a similar experience with Washington Mutual. They said that a credit card application could be approved in as little as 30 seconds. However, when I applied they told me that a decision would be sent in the mail. I thought it meant I was declined, but about 2 weeks later I received my card in the mail. Also remember that if you are declined you have the right to receive a free copy of your credit describe. They will instruct you on how to obtain this in the letter they send you.

Add your own answer in the comments!

ReversePhoneDirectory.com Warns of Peak Time for Medicare Fraud During Open Enrollment

ReversePhoneDirectory.com Warns of Peak Time for Medicare Fraud During Open Enrollment

(PRWEB) November 07, 2011

Reverse Phone Directory, a leading online reverse phone directory, warns that the current open enrollment period of Medicare from October 15th until December 7th also means open season for scammers. Since the 15th, reports of impostor phone calls and door-to-door scams claiming to be Medicare representatives have skyrocketed. The scammers take various forms. ReversePhoneDirectory.com offers warning of frauds to be aware of.

The first version of the scam uses an impostor Medicare employee. Victims are contacted by called and inquire to verify their Medicare information by someone claiming to be representing Medicare. The caller sometimes claims that a new Medicare card needs to be issued, and claims that the victim has qualified for enhanced benefits. Often times the official sound phone call intimidates unsuspecting populating into bighearted out sensitive information over the ring to had the enhanced benefits. Often times the thief will enquire to checking identity using social security number or credit card information. This enables the scammer to steal this vital information for use in identity theft.

In the second version the victim is contacted by a caller who informs them that they qualify for a refund from last year. The victim is informed that they simply need to marking identity by giving their social security information. They are told that the refund will be directly deposited into their bank account, and that they simply need to give their bank account information.

Some people have been fooled by fraudsters claiming to be selling supplemental insurance. By claiming association with Medicare, scammers are able to establish sworn and sell high priced unnecessary insurance to unsuspecting victims. The victim unknowingly spends hundreds of dollars for non-existent insurance.

ReversePhoneDirectory.com hopes to educate the public to protect Medicare users from falling prey to these scams. If contacted by a person claiming to be a representative of Medicare, or an associated supplemental insurance company Reverse Phone Directory.com suggests the following:

    Never give retired sensitive information over the phone.     Contact the authorities. If a call seems like a potential scam contact local police immediately and provide a detailed description of the call and the actions took     Use Reverse Phone Directory. Request a number where the caller can be reached, use the number displayed on caller ID or dial *69. Visit ReversePhoneDirectory.com and run a reverse phone lookup seek. The account will infect more information about the person calling and confirm the identity of the caller.

About ReversePhoneDirectory.com

ReversePhoneDirectory.com is a leading provider of reverse phone lookup services that enable consumers to simply search a number, including cell numbers (where available), landline numbers and VoIP to accurately find the owner of that number. In addition to phone number information, ReversePhoneDirectory.com has search portals for public records service and provides access to the most current information. ReversePhoneDirectory.com is committed to helping people live break during technologically advanced timing, believing that information is a powerful currency and people across the country should have easy access to information about everything and everyone they come in contact with.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

How does instant online credit card approval work?

Question by Jane: How does instant online credit card approval work?
Is there such a thing when you apply for a new credit card to transfer a balance to? Will you find away instantly if you were officially approved for the new card? Or does a human being have to review your application first?

Best answer:

Answer by ningwasana
Once you hit submit, within 60 seconds you will receive an answer if you are approved, if you are not approved, it will usually say they need further information and will give you an answer by mail in 7-10 days. Historically, this usually means you didn’t get approved, but that is not 100%, it will be reviewed by a human more than likely at this time. Almost all credit card applications have an option while you are filling out the application to fill out account that you want to balance transfer to your new card, if you are approve, they will pay those balances for you.

What do you think? Answer below!