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Do I have the same protection when I purchases things online with my debit card as if it were a credit card?
Posted on January 8th, 2010 7 comments
helloooooo asked:
I’ve been using my credit card for online purchases but I was wondering if it was possible to use my debit card also?Will I need to enter my PIN online or how does it work?Sorry I’ve never tried it this way.Also do I have the same protections as if it were a credit card,I’ve heard some people say that it is not the same.Thank you.
DANIAL7 responses to “Do I have the same protection when I purchases things online with my debit card as if it were a credit card?”
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Using your Debit card for online purchases is risky – if you deal with reputable national mail order companies – you’ll be okay. But for online sites like ebay – use credit card or pay pal – its’ really safer.
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TechGuru January 14th, 2010 at 15:06
If you use it as Visa/MasterCard you are protected by Visa/MasterCard’s zero-liability policy.
You are not protected on purchases where your PIN number is used.
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Howard L January 15th, 2010 at 03:20
No. There is much less protection when using a debit card.
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Amarnath C January 18th, 2010 at 06:16
No…….better go thru the terms n conditions.
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Jamie G January 20th, 2010 at 13:37
If you use the debit as if it were a credit card then you probably are covered. Normally debit cards are like checks…not covered in case of theft but debit cards are relatively secure. They require PIN numbers and I have never seen any input for a pin number online..use caution if you are asked to give out your pin.
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luludoodie January 23rd, 2010 at 05:47
If your debit card is a VISA you have same protection as a credit card. If it’s not a VISA – change it!
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seekn2know January 26th, 2010 at 00:36
register your debit card at “verified by visa” and the visa will be protected from fraud.
dusty_titus January 11th, 2010 at 13:45