How does instant online credit card approval work?

Question by Jane: How does instant online credit card approval work?
Is there such a thing when you apply for a new credit card to transfer a balance to? Will you find away instantly if you were officially approved for the new card? Or does a human being have to review your application first?

Best answer:

Answer by ningwasana
Once you hit submit, within 60 seconds you will receive an answer if you are approved, if you are not approved, it will usually say they need further information and will give you an answer by mail in 7-10 days. Historically, this usually means you didn’t get approved, but that is not 100%, it will be reviewed by a human more than likely at this time. Almost all credit card applications have an option while you are filling out the application to fill out account that you want to balance transfer to your new card, if you are approve, they will pay those balances for you.

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