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Why do banks don’t state the reason why they deny credit card application in the Philippines?
Posted on February 21st, 2012 No comments
Question by madmicmar: Why do banks don’t state the reason why they deny credit card application in the Philippines?
I have been approved of credit cards before but there are specific banks I’d like to apply for a credit card but never was my application granted. You can’t say I’m not qualified cause I have been approved of 2 before. Do banks have different sets of standards in approving application? What’s annoying is why they do not specifically say the reason why I am declined.
Best answer:
Answer by Doctor Deth
they don’t give reasons for denial in any country – maybe you have too MUCH credit for your income if you already have 2 cards – why would you need a 3rd? you shouldn’t be carrying big balances on credit cards – that is a certain way to financial disasterof course unlike banks have different approval criteria – obviously these banks view you as risky and don;t want to assume that risk
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I applied for a WaMu credit card and I want to find out my application status?
Posted on February 19th, 2012 No commentsquestion of PHILLIP G : I applied for a WaMu credit card and I want to find out my application status How can I search the internet to find out whether I have been approved for a credit card application Best Answer:
response from ssamh111
you call the 1800 total does not find these on the netEnter below your answer to this question!
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Q&A: How to write a reconsideration letter for denial of first time credit card application?
Posted on February 14th, 2012 No comments
Question by butwhy: How to write a reconsideration letter for denial of first time credit card application?
please can somone help me on How to write a reconsideration letter for denial of first time credit card application, this is as a result of insuficient number of credit reference and insuficient established revolving credit accounts
Best answer:
Answer by CatDad
Don’t squandering your time doing this…Your garnered will get thrown away in 1.5 seconds.
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What Does This Mean On A Credit Card Application?
Posted on February 1st, 2012 No comments
Question by Cowboy’s Sweetheart: What Does This Mean On A Credit Card Application?
I’m thinking of getting a new credit card. Even though I’ve made every payment on time and in total my current teasing is begin to add all kinds of fees. On the application, under “Interest Rates and Interest Charges”, it says “If you are charged periodic interest, the charge will be no less than $ 1.50″. What is “periodic interest”? The application does not explain what this is.
Best answer:
Answer by Gorkbark Porkduke Gefunken Fubar
Periodic interest is interest charged for a sure period of time, such as a month. What this means if that even if you have only a $ 1.00 equilibrated you will be charged at least $ 1.50 in interest for that period or month.In this example, it would work out to a monthly rate of 150% or an annual rate of 1,800%.
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Q&A: Is lying about income on a Credit Card application illegal?
Posted on January 27th, 2012 No comments
Question by Dan V: Is lying about income on a Credit Card application illegal?
From what I understand they rattling rarely verify the income you list.Is there anything illegal about exaggerating annual income on a Credit Card application for the purposes of getting approving/getting a higher starting limit?Please don’t give me ethics, I just want to know if it constitutes fraud (could be a typo for all they know) or if there’s anything illegal about my SPECIFIC question.I would like a Yes or No if possible.
Best answer:
Answer by bustersmycat
fraud is a crime. depends on whether one would consider your lie to constitute fraud from a legal standpoint. Besides, credit cards are about the bad form of personal loan you could use. They practice legalized usury. Having a low limit is likely best for you anyway.
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why does a credit card application ask the type of work you do?
Posted on January 25th, 2012 No comments
Question by : why does a credit card application ask the type of work you do?
why does a credit card application ask the type of work you do?and how long you have been employed with that employer?
Best answer:
Answer by Casey Y
They want to see security and stability.
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Q&A: I had received an credit card application from First National Bank Omaha with a promotional 0% interest?
Posted on January 21st, 2012 No comments
Question by Isabella L: I had received a credit card application from First National Bank Omaha with a promotional % interest?
After I had applied, I received an email that my application was rejected. Then, I received another email, a few days later, saying my application was approved. A week later, I received my credit card and the letter stating that I had a % interest on purchases for a year. About a month later, I had another letter telling that I was not okayed for the credit card. This is truly perplexing. Has anything like this pass to anyone else? Is my credit card cancelled today?
Best answer:
Answer by PooPooLaTrash
Call the customer service number on the back of the tease and find out what is going on.
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How do you obtain original credit card application?
Posted on December 28th, 2011 No comments
Question by : How do you obtain original credit card application?
How are you able to obtain the original credit card application or info after you have had a judgement won against you and they are about to garnish wages? Ive been a victim of fraud and need that info but the garnisher wont provide it to me and neither will the original creditor cause it was sold to a collection agency who had a lawyer sue me.
Best answer:
Answer by stan c
If you did not report it the credit card co, there is nothing you can do now.
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What does it mean when my credit card application was declined due to “Collection”?
Posted on December 14th, 2011 No comments
Question by Amanda H: What does it mean when my credit card application was declined due to “Collection”?
It would be my first credit card application. I asked some friends from work (where I have worked for 2 years- Best Buy) and they tell to apply for a Discover Student Credit Card. I was declined for what they call, “COLLECTION” Does anyone know what this means?
Best answer:
Answer by Common Sense
It means you have accounts that have gone to collections, obviously.
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Why was my online credit card application declined?
Posted on December 10th, 2011 No comments
Question by mack l: Why was my online credit card application declined?
I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which rendered Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know why was they declined my application?
Best answer:
Answer by RedSoxFan
Even promotional offers that offer pre-approval with no credit checks and no job verification still have criteria that must be met prior to approval.Whenever you are denied credit, the company must send you a letter with the reason for their decision, so wait for the letter and that will give you the exact reason.
What do you think? Answer below!
