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Q&A: Is a Prepaid credit card still considered a major credit card?
Posted on February 5th, 2012 No comments
Question by ashleysimone21: Is a Prepaid credit card still considered a major credit card?
I’m fixing to commencing traveling out of town alot for my job and they are issuing prepaid credit cards with our names on them (so they look just like a credit card) for our spending throughout the trip on rooms, food, etc…. Are these cards quieted reasoned major credit cards? Will I be able to book rooms with these?
Best answer:
Answer by financialpeas
You should have no problem using them to make a room reservation with a prepaid card. Consider it a “major attributed card” when asked for one by the hotel, car rental, etc.
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How to use a prepaid credit card to purchase items online?
Posted on February 3rd, 2012 No comments
Question by WantBape: How to use a prepaid credit card to purchase items online?
Im 16 and got no credit card. and i heard that prepaid credit card, is just like a real credit card. but i still wear get it…do i have to have a bank account to have one? what can i do to have one of the prepaid credit card? and how to use it to purchase items from somebody online? not to purchase items from websites..can anybody provide me informations.????? thanks..
Best answer:
Answer by T.G.
Go to CVS or some other store like it, you can buy them in 25, 50 or 100 dollar denomiations they are either Visa AMEX or a few other brands, and usually have a 3-4 dollar extra charge when you buy them at the cash register, which you can pay cash for. Once they ring it up you can use it online anywhere.
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What Does This Mean On A Credit Card Application?
Posted on February 1st, 2012 No comments
Question by Cowboy’s Sweetheart: What Does This Mean On A Credit Card Application?
I’m thinking of getting a new credit card. Even though I’ve made every payment on time and in total my current teasing is begin to add all kinds of fees. On the application, under “Interest Rates and Interest Charges”, it says “If you are charged periodic interest, the charge will be no less than $ 1.50″. What is “periodic interest”? The application does not explain what this is.
Best answer:
Answer by Gorkbark Porkduke Gefunken Fubar
Periodic interest is interest charged for a sure period of time, such as a month. What this means if that even if you have only a $ 1.00 equilibrated you will be charged at least $ 1.50 in interest for that period or month.In this example, it would work out to a monthly rate of 150% or an annual rate of 1,800%.
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How do I purchase a prepaid credit card with cash?
Posted on January 30th, 2012 No comments
Question by Jkstr: How do I purchase a prepaid credit card with cash?
Well…. CAN I purchase a prepaid credit card with cash? I need to know the intervals of cash you can deposit, how to get it, and virtually importantly, CAN you buy a prepaid credit card with cash?
Best answer:
Answer by J&C H
Yes you can. greendot.com is the best. We use them. Most Dollar General or Exxon stations sell them. You can deposit as much as $ 2500 to each card.
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Can someone use my credit card online if he/she only knew the 3 numbers?
Posted on January 28th, 2012 No comments
Question by : Can someone use my credit card online if he/she only knew the 3 numbers?
Can someone use my credit card online if he/she only knew the card number, the security code (3 digits), and the expiration date? Do he/she need any other information to use my credit card online?Do they need my name,address or any former personal information of mine? If they doesn’t know, does the transaction online will fail and no money will be deducted to my card?
Best answer:
Answer by Princess
no, they would need the long 16 digit code on the front too…however, if they were logged onto your personal computer where you have saved card detailed on regularly used sites then perhaps.if it is a visa card i recommend the verified by visa application for added security
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Q&A: Is lying about income on a Credit Card application illegal?
Posted on January 27th, 2012 No comments
Question by Dan V: Is lying about income on a Credit Card application illegal?
From what I understand they rattling rarely verify the income you list.Is there anything illegal about exaggerating annual income on a Credit Card application for the purposes of getting approving/getting a higher starting limit?Please don’t give me ethics, I just want to know if it constitutes fraud (could be a typo for all they know) or if there’s anything illegal about my SPECIFIC question.I would like a Yes or No if possible.
Best answer:
Answer by bustersmycat
fraud is a crime. depends on whether one would consider your lie to constitute fraud from a legal standpoint. Besides, credit cards are about the bad form of personal loan you could use. They practice legalized usury. Having a low limit is likely best for you anyway.
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why does a credit card application ask the type of work you do?
Posted on January 25th, 2012 No comments
Question by : why does a credit card application ask the type of work you do?
why does a credit card application ask the type of work you do?and how long you have been employed with that employer?
Best answer:
Answer by Casey Y
They want to see security and stability.
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How can I apply for a Credit Card online?
Posted on January 23rd, 2012 No comments
Question by Kittykat: How can I apply for a Credit Card online?
Okay so i just turned 18 like a month ago and I need to establish credit because I have none. I do know that in order for you to get a credit card you have to have a job. Well I have one now and I need to know how to apply for a credit card. Can I do it online? Or should I just go to a bank to get a credit card?
Best answer:
Answer by stixy_stixy
Go to your banks website. They will have an online application there for ya.
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Q&A: I had received an credit card application from First National Bank Omaha with a promotional 0% interest?
Posted on January 21st, 2012 No comments
Question by Isabella L: I had received a credit card application from First National Bank Omaha with a promotional % interest?
After I had applied, I received an email that my application was rejected. Then, I received another email, a few days later, saying my application was approved. A week later, I received my credit card and the letter stating that I had a % interest on purchases for a year. About a month later, I had another letter telling that I was not okayed for the credit card. This is truly perplexing. Has anything like this pass to anyone else? Is my credit card cancelled today?
Best answer:
Answer by PooPooLaTrash
Call the customer service number on the back of the tease and find out what is going on.
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how can i cancel a prepaid credit card?
Posted on January 19th, 2012 No comments
Question by True Muslim: how can i cancel a prepaid credit card?
i want to cancel my prepaid card becuase the holding charging me with fees now i owe 10 dollars in fees how can i canel my prepaid card? it said if i wanted to speak with a person i needed to pay a 2 dollar fee but i credit card is blocked from further use. hoe can i cancel it?
Best answer:
Answer by Sharon T
If they have a website, see if you tin send a secure e-mail. Otherwise, write them a letter inquire them to cancel it immediately. Enclose a check for the balance due.
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