Tim Parker asked:




With increasing frequency and intensity it’s happening and your credit is at risk. The attacks are getting more and more sophisticated and the thieves are becoming more widespread. They are working hard to stay a step ahead of law enforcement and they are largely successful. Your money, your credit, and your identity are at risk of being compromised by online credit card theft.

Did you know that more than 15 million people per year are victims of identity theft? Did you know that it takes an average of 600 hours of work for you to recover from identity theft? Did you know that online credit card theft costs our nation 500 million per year?

It’s clear that your identity and credit are at risk and the only way to protect it is to take actions on your own part. Here are five ways that will help you not fall victim to online credit card theft:

Only buy from companies with an actual mailing address- Websites come and go all the time and because of that, it is very easy for a scam to be executed and your money stolen and the website shut down very quickly. Businesses that sell merchandise have addresses. You should also verify this address.

Enter your credit card number in to secure websites only- Secure websites always start with HTTPS rather than HTTP. Your internet browser will also have a picture of a lock or some other graphic that will show you that you are in a secure environment.

Say no to work at home schemes- A lot of people are looking for work at home, get rich quick schemes and they are willing to give their credit card number to anybody promising quick riches. Online credit card theft often happens on the websites of thieves playing to the emotions of the average person.

Don’t give your credit card information as a response to an e-mail. No company will ask you to provide your credit card number through an e-mail. If a company e-mails you pointing you to a website to pay for something and it could be legitimate, don’t click on the link. Instead, go to the website and log in to your account.

Get an online identity theft prevention service. Online credit card theft can be prevented by paying a small monthly fee for identity monitoring. A company that you know and trust like Equifax is the perfect place to get this service.

The thieves are going to keep attacking and you may be next. At the very least, an attack would be less than convenient. At worst, it may wipe out your child’s college savings that you have contributed to for years or your retirement money. It’s easy to prevent by enrolling in a protection service like Equifax.

Jeffery

MrAltayr3 asked:

www.ecreditcardworld.info We have the credit card offers you want. Visit us today for credit card information and deals.

Lloyd

AuxBellesEtoiles asked:


Hello,

I am making a purchase of a product online and the site is secure, but it says to “enter credit card information”. I don’t have a credit card, I have a debit card. Can I still enter my debit card information and they have the money withdrawn from my checking account or would they try to use my card as a credit card? I’m concerned because they ask for the billing address.

I don’t do many online purchases so I want to make sure they won’t bill me later. My card is VISA, btw.

Thanks

Lisa

Zed Miller asked:




Whether you’re selling digital products or tangible goods through online channels, your business should be able to accept credit cards to ensure the widest customer base possible. Being able to accept credit cards makes your online business more accessible to a greater number of potential clients and customers, hence, increasing your customer base. By building an online enterprise that could accept credit cards, you will be able to secure payment in a more convenient and safe manner. If your online business would accept credit cards from paying customers, you’d be empowering them to spend on your products.

You will be able to access your e-Commerce merchant account control page from any country and any computer, letting you review, overview and control your credit card processing. But, as important is the fact that your customers will be able to access your e-Commerce website and your credit card processing service from any part of the world. This is important if you do not want to limit your product or service to one particular location or country.

Credit card processing gateways are 24-hour stable, i.e. they always function, and server breakdowns occur very rarely. 128-bit SSL encryption and other security technologies make it impossible for hackers to read and modify credit card information on your e-Commerce website. This makes it safe for you and your customers to use your credit card gateway.

Especially, if your e-Commerce shopping cart is equipped with a ‘One-Click Buy’ function. This means that not only you will save much time with a merchant account; your customers will be able to fill one form upon registration and then start purchasing just by clicking the “Buy Me” button on your website without the hassle of re-filling credit card information forms.

Especially, if your business is selling digital products and services which are normally available for immediate download after payment. No one wants to want to wait for a week or more for the post to arrive, pay the check into your bank account and then the time delay for the check to clear and finally credited before sending out each order.

Jerry

Omar Vega asked:




There are some websites you would like to purchase merchandise but you don’t trust the website yet with your credit card information. A solution is in place, Get a Prepaid Credit Card! These plastic wonders help you protect your real credit card information giving you better peace of mind when doing this kind of purchases

Advantages of Prepaid Credit Cards

These Credit Cards provide a reliable way to purchase from somebody you don’t trust yet, since you can control their balance. If you are purchasing a $20 item you can get a prepaid credit card around that price. Also with these Prepaid Credit Cards you don’t pay any interest, saving you lots of money in the long run. Also you can send these out to your kids in college to control their spending. And since its so easy to refill them it makes sending them money a breeze.

Where I can use a prepaid credit card?

You can use a prepaid credit card in every place that you can use a regular credit card. Online purchases, Grocery Stores, gas and convenience stores, department stores, etc. And if You get a pin number with your Prepaid Credit Card you can even get money from a ATM.

These card are normally safer to use than regular Credit Cards because their balance is their maximum expending limit, no overdraft, no having somebody steal it to spend countless amount of money, and no kids expending more than their allowed amouth. Get a little more peace of mind today and get a prepaid credit card for all your online purchases.

Tyler

Ernest Paul asked:


Most merchant transactions these days are performed using credit cards. But besides business transactions, personal ones can be carried out, too. The convenience of using a credit card allows for managing your money and your time better and eliminates the necessity of carrying unmanageable amounts of money around.

What are the three key essentials of credit card processing for a merchant?

1. First of all you need to have an Internet merchant account-affiliation between your retailing company and any merchant bank which authorizes the collection of funds from a customer’s credit card account.

2. Your customer, of course, needs to have a bank account from which withdrawals can be made.

3. And then you need the payment gateway which is a combination of hardware and software and which sends information about the payment from the buyer to the merchant, performs the credit card processing

, and doe s the billing, and reporting.

Take care to see that your method of handling credit card information is confidential and secure.

One of the easiest and safest ways of processing credit cards online is by engaging a third-party service. This would be a merchant account as well as a payment gateway. There is a large amount of software and third-party service for the asking today which is suitable for any types of business. Beside the payment gateway and the merchant account most of these services also include a shopping cart application in the deal. Although it seems more expensive it is financially feasible in the long run as you will not have to pay for a shopping cart application separately or for any other contracts.

Before you decide on a third-party service for your credit card transactions, think about what the quantity and the incidence of your sales is going to be. There are a number of other third-party credit card processing services you can avail of and their pricing schemes are almost similar. Choosing the right one for you will be dependant upon how much business you expect and how large your transactions are going to be.



TERRY

elementaryfinance asked:


With increasing frequency and intensity it’s happening and your credit is at risk. The attacks are getting more and more sophisticated and the thieves are becoming more widespread. They are working hard to stay a step ahead of law enforcement and they are largely successful. Your money, your credit, and your identity are at risk of being compromised by online credit card theft.

Did you know that more than 15 million people per year are victims of identity theft? Did you know that it takes an average of 600 hours of work for you to recover from identity theft? Did you know that online credit card theft costs our nation 500 million per year?

It’s clear that your identity and credit are at risk and the only way to protect it is to take actions on your own part. Here are five ways that will help you not fall victim to online credit card theft:

Only buy from companies with an actual mailing address- Websites come and go all the time and because of that, it is very easy for a scam to be executed and your money stolen and the website shut down very quickly. Businesses that sell merchandise have addresses. You should also verify this address.

 

Enter your credit card number in to secure websites only- Secure websites always start with HTTPS rather than HTTP. Your internet browser will also have a picture of a lock or some other graphic that will show you that you are in a secure environment.

 

Say no to work at home schemes- A lot of people are looking for work at home, get rich quick schemes and they are willing to give their credit card number to anybody promising quick riches. Online credit card theft often happens on the websites of thieves playing to the emotions of the average person.

 

Don’t give your credit card information as a response to an e-mail. No company will ask you to provide your credit card number through an e-mail. If a company e-mails you pointing you to a website to pay for something and it could be legitimate, don’t click on the link. Instead, go to the website and log in to your account.

 

Get an online identity theft prevention service. Online credit card theft can be prevented by paying a small monthly fee for identity monitoring. A company that you know and trust like Equifax is the perfect place to get this service.

 

The thieves are going to keep attacking and you may be next. At the very least, an attack would be less than convenient. At worst, it may wipe out your child’s college savings that you have contributed to for years or your retirement money. It’s easy to prevent by enrolling in a protection service like Equifax.

 



RYAN

luc asked:


Hypothetically, a friend of mine would like to buy a bottle of wine online with his credit or debit card. If he does so, will the company he buys from know he is not 21 by his credit card information? Will he be able to buy the wine?

RORY

wickamos asked:


I am making a website for someone who wants to accept payments online. The group already has a merchant account, so they can perform the credit card transactions by hand. They just need a secure service that will store the credit card information for later access. We don’t have a secure server, and would like to find a 3rd party service that can do this for cheap (or even free!). The group is a non-profit, if that makes a difference.

DARRYL