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  • 5 Ways to Prevent Online Credit Card Theft

    Posted on March 1st, 2011 admin No comments
    Tim Parker asked:




    With increasing frequency and intensity it’s happening and your credit is at risk. The attacks are getting more and more sophisticated and the thieves are becoming more widespread. They are working hard to stay a step ahead of law enforcement and they are largely successful. Your money, your credit, and your identity are at risk of being compromised by online credit card theft.

    Did you know that more than 15 million people per year are victims of identity theft? Did you know that it takes an average of 600 hours of work for you to recover from identity theft? Did you know that online credit card theft costs our nation 500 million per year?

    It’s clear that your identity and credit are at risk and the only way to protect it is to take actions on your own part. Here are five ways that will help you not fall victim to online credit card theft:

    Only buy from companies with an actual mailing address- Websites come and go all the time and because of that, it is very easy for a scam to be executed and your money stolen and the website shut down very quickly. Businesses that sell merchandise have addresses. You should also verify this address.

    Enter your credit card number in to secure websites only- Secure websites always start with HTTPS rather than HTTP. Your internet browser will also have a picture of a lock or some other graphic that will show you that you are in a secure environment.

    Say no to work at home schemes- A lot of people are looking for work at home, get rich quick schemes and they are willing to give their credit card number to anybody promising quick riches. Online credit card theft often happens on the websites of thieves playing to the emotions of the average person.

    Don’t give your credit card information as a response to an e-mail. No company will ask you to provide your credit card number through an e-mail. If a company e-mails you pointing you to a website to pay for something and it could be legitimate, don’t click on the link. Instead, go to the website and log in to your account.

    Get an online identity theft prevention service. Online credit card theft can be prevented by paying a small monthly fee for identity monitoring. A company that you know and trust like Equifax is the perfect place to get this service.

    The thieves are going to keep attacking and you may be next. At the very least, an attack would be less than convenient. At worst, it may wipe out your child’s college savings that you have contributed to for years or your retirement money. It’s easy to prevent by enrolling in a protection service like Equifax.

    Jeffery
  • how do u purchase things online without a credit card?

    Posted on February 20th, 2011 admin 2 comments
    infinione asked:


    I’m frustrated, there are a few things online that I would like to buy but when I try to purchase them they ask me for a credit card number. I don’t have a credit card and don’t want one. Is there other ways you can purchasea it like using my debit card?

    Laura
  • wut are the risks or giving ur credit card number online to buy a product?

    Posted on December 5th, 2010 admin 2 comments
    Tae asked:


    wut are the risks or giving ur credit card number online to buy a product? i am trying to buy my son proactive but i’ve never really baught anyhtign online before and i was afraid for someone taking the credit card number

    Kristen
  • where can i buy a phone online without putting my credit card number?

    Posted on July 10th, 2010 admin 1 comment
    Dominic V asked:


    where can i get a phone on the internet with put putting my credit card number

    Maureen
  • How to prevent online credit card theft

    Posted on February 16th, 2010 admin No comments
    elementaryfinance asked:


    With increasing frequency and intensity it’s happening and your credit is at risk. The attacks are getting more and more sophisticated and the thieves are becoming more widespread. They are working hard to stay a step ahead of law enforcement and they are largely successful. Your money, your credit, and your identity are at risk of being compromised by online credit card theft.

    Did you know that more than 15 million people per year are victims of identity theft? Did you know that it takes an average of 600 hours of work for you to recover from identity theft? Did you know that online credit card theft costs our nation 500 million per year?

    It’s clear that your identity and credit are at risk and the only way to protect it is to take actions on your own part. Here are five ways that will help you not fall victim to online credit card theft:

    Only buy from companies with an actual mailing address- Websites come and go all the time and because of that, it is very easy for a scam to be executed and your money stolen and the website shut down very quickly. Businesses that sell merchandise have addresses. You should also verify this address.

     

    Enter your credit card number in to secure websites only- Secure websites always start with HTTPS rather than HTTP. Your internet browser will also have a picture of a lock or some other graphic that will show you that you are in a secure environment.

     

    Say no to work at home schemes- A lot of people are looking for work at home, get rich quick schemes and they are willing to give their credit card number to anybody promising quick riches. Online credit card theft often happens on the websites of thieves playing to the emotions of the average person.

     

    Don’t give your credit card information as a response to an e-mail. No company will ask you to provide your credit card number through an e-mail. If a company e-mails you pointing you to a website to pay for something and it could be legitimate, don’t click on the link. Instead, go to the website and log in to your account.

     

    Get an online identity theft prevention service. Online credit card theft can be prevented by paying a small monthly fee for identity monitoring. A company that you know and trust like Equifax is the perfect place to get this service.

     

    The thieves are going to keep attacking and you may be next. At the very least, an attack would be less than convenient. At worst, it may wipe out your child’s college savings that you have contributed to for years or your retirement money. It’s easy to prevent by enrolling in a protection service like Equifax.

     



    RYAN
  • Where can I find foreclosed homes online without credit card numbers being involved?

    Posted on October 24th, 2009 admin 3 comments
    brileysmom asked:


    I am looking for a home in Anderson County Tennessee. I figured I would look at foreclosures, but I can’t find a website that shows the addresses and pictures of any of them. Unless you put a credit card number. I am not going to put my card number. Anyone know a website that is free, not a trial period?

    LEVI
  • A Popular Online Credit Card Choice is Paypal

    Posted on October 21st, 2009 admin No comments
    Lawrence Fine asked:


    Since I opened my PayPal account, I have noticed that it is much easier to make online purchases. Not only are there more sellers who will sell to me (many small sellers do not take credit card transactions) but the sales also seem to be processed faster.

    When I first started a PayPal account, I was pretty suspicious. You see, I have known people who have been scammed over the Internet, so I don’t really trust new forms of electronic transaction very much. I didn’t really know if a PayPal bank account would be secure, and I was worried about trusting my financial information to a business that I didn’t know that much about. Nevertheless, I was working as a freelance writer, and having PayPal accounts made things much easier. There were some clients, in fact, who wouldn’t pay except through PayPal.

    Several months later, I have seen how much of a difference having a PayPal account makes. Before the invention of PayPal, the credit card was the ultimate form of convenience. If you had a credit card account, you could buy basically anything from anywhere. Nowadays, PayPal accounts have become the standard – particularly for online buying and selling. There are many merchants who only work through PayPal.

    There’s a good reason for this. There are quite a few advantages that a PayPal account has over a normal transaction. With PayPal buying and selling, neither party ever gets the other party’s financial information. You don’t have to give out your credit card number, or your PayPal password. Basically, PayPal handles the transaction for you. This is even more secure than a credit card account.

    Although it has been helpful for my online business, it has helped me with other things as well. I used to be afraid to buy something over eBay using a credit card. After all, I didn’t know enough about the seller. For all I knew, he could have been scamming me. The few transactions that I did make were pretty slow. I don’t know why, but for some reason it always seemed to take longer than it should to do credit card transactions online.

    I still need to use a credit card for some purchases – particularly from major online stores – but it is less important than my PayPal business account for buying things online. I figure that, in a few more years, it might become the main way that people do business over the Net.

    Ecommerce Solutions

    Paypal is great for shopping carts for businesses of all sizes, too. Simply upgrade your account to a business account at no extra charge, then place Paypal Buy Now buttons on your websites. Or set up an entire shipping cart system with a third party script or source like 1Shoppingcart and accept membership subscription payments and allow shoppers to buy a variety of items and check out with your Paypal account.

    Paypal’s Virtual Terminal allows an affordable manner of keying in credit card transactions, to, avoiding heavy fee-laden bank operated and third party merchant accounts. Excellent customer service also supersedes outsourced operators who lack expertise in your account solutions, too, another big bonus with Paypal.



    FRED
  • How can you get your credit report without using online or credit card?

    Posted on October 16th, 2009 admin 3 comments
    mick987g asked:


    All those so called free sites always ask for your credit card number. Which means to me it isn’t free.

    MARLON
  • How are credit cards used safely online? what is the exactly happnes after you give your credit card # online?

    Posted on June 7th, 2009 admin 5 comments
    Kareena U asked:


    I would like to know the exact process, as to what happns with my credit card number, after I use it online? Does a computer code it? Or is my number accessisble to others?

    REGINALD
  • How safe is it to use a credit card online?

    Posted on March 20th, 2009 admin No comments
    David Lu asked:


    I’m planning to buy something probably over $1000 so my dad is pretty skeptic about using a credit card. He’s scared that people could steal your credit card number and stuff like that. So how could I convince him that buying things online from a safe and reliable site is safe?

    VAUGHN