Jimmy Roos asked:


Ask any credit card owner what they fear the most and they’re likely to tell you they fear falling prey to a credit card scam.

Although credit scams have been around for as long as we can remember it is especially now with the advent of the internet that they have become a real headache.

The particular danger with online scams is that it may take a while before you notice it; and by that time your credit card may have been totally maxed out, leaving you in a deep dark hole.

Of course, you can proof that you were not responsible for such debts especially if they happened in a far off place where you could not have been.

However such an experience can shake you up so much, that it puts you off buying online for good.

Now one of the most common ways to get sucked into an online scam is through email. The e-mails are so professionally done that people get fooled easily.

These type of scams are called “phishing” and how it works is this. You’ll receive an email which purports to come from your credit card company, while in reality it is not.

The email message will link to a website prepared by the scammers. When arriving at the website you’ll be prompted to enter your credit card details.

The moment you do this you’ll have revealed your credit card details to the scammers who can then go on a shopping spree with your credit card until it’s maxed out.

Hence the best advice I can give anyone is this. Never click on a link in an email from someone you don’t trust, even if it threatens to suspend or close your account. This by the way, is a well-known tactic used by scammers to prompt you into taking the desired action, which is to click on their email link.

One thing to remember is that a real and legitimate business will never ask for your personal details in an email. The best thing to do if you’re at all suspicious about an email you received is to give your credit card company a call. They will quickly be able to tell you if this email is legitimate or not. They will probably give you an email address, so that you can forward the suspicious email to them.



ARTHUR

Kay Fione asked:


Imagine this. You are a merchant engage in various brands of beauty products. Customers enter your shop and purchase items through their credit cards. Naturally, you go through the tedious ritual of scrutinizing the validity of the cards— a tiring process that takes valuable time and effort. But manual examination of credit cards alone will never ensure secure transactions. You can make mistakes.

Stolen, cloned, or expired credit cards could pass your strictest scrutiny resulting in disastrous financial consequences. And then there’s the deceitful customers to reckon with. They could concoct trumped-up claims of non-delivery of goods or other fraudulent charges against you and you’re done. You could loss much needed revenues. And here’s another sobering thought: you face greater risks when you put up online shops. .

So what’s the solution? You got it. Online credit card processing gateways. These are merchant account providers that could protect you from the various types of credit card scams and frauds. Aside from safeguarding your revenues, online credit card processing gateways offer the following proven advantages:

1.STABILITY

Credit card processing gateways operate 24 hours a day, seven days a week with no vacation leave or holiday break the whole year through. You can always count on their service anytime, anywhere you maybe.

2.GLOBAL REACH

With web-based credit card processing gateway, online shoppers from other parts of the world can easily transact business with you regardless of currency and geographical boundaries.

3.SECURE TRANSACTIONS

You customers know that their credit card numbers remain safe and secure throughout the whole processing service. This knowledge encourages them to make repeat orders from you.

4.ANTI-FRAUDSTERS

Credit card processing companies utilize powerful computer data base and anti-fraud filters which effectively protects you from fraudulent customers thereby boosting your sales revenues and profits.

5.EASE OF USE

Online credit card processing gateways offer shopping cart software where online shoppers can simply point-and-click the items they want to purchase. It’s blazingly fast and easy to use. No longer would they stand in long queues. The whole Internet purchase transaction takes place in the very comfort of their own homes. Since they surf and buy at their convenience, they would most likely return at your site and make further purchases.

6.AUTOMATIC PROCESSING

State-of-the-art computers process your online purchase transactions, allowing only minimal human intervention. Thus,you can be assured of automatic and error-free results.

7.ACCESSIBLE DATA

With online credit card processing gateway companies, you can view comprehensive online reports of your site’s transactions. You can get important information on costumers’ s spending, items purchase, time of purchase, in-demand products, and other pertinent data all at a glance.

8.DEPENDABLE TECHNICAL SUPPORT

Subscribing to a credit card processing service entitles you a dependable customer support. If you have questions regarding your account or if you require certain modifications on the software installed, the credit card processing company will only be very willing to accommodate you through their technical support staff. They are there to serve you. You can count on their help twenty fours a day.

If you are a businessman or own an online shop, subscribing to a credit card payment gateway service could do wonders for your business. It’s the surefire formula for success. Sign up for one now and see your sales go up.



MYRON