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  • Why do banks don’t state the reason why they deny credit card application in the Philippines?

    Posted on February 21st, 2012 admin No comments


    Question by madmicmar: Why do banks don’t state the reason why they deny credit card application in the Philippines?
    I have been approved of credit cards before but there are specific banks I’d like to apply for a credit card but never was my application granted. You can’t say I’m not qualified cause I have been approved of 2 before. Do banks have different sets of standards in approving application? What’s annoying is why they do not specifically say the reason why I am declined.

    Best answer:

    Answer by Doctor Deth
    they don’t give reasons for denial in any country – maybe you have too MUCH credit for your income if you already have 2 cards – why would you need a 3rd? you shouldn’t be carrying big balances on credit cards – that is a certain way to financial disasterof course unlike banks have different approval criteria – obviously these banks view you as risky and don;t want to assume that risk



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  • I applied for a WaMu credit card and I want to find out my application status?

    Posted on February 19th, 2012 admin No comments

    question of PHILLIP G : I applied for a WaMu credit card and I want to find out my application status How can I search the internet to find out whether I have been approved for a credit card application Best Answer:

    response from ssamh111
    you call the 1800 total does not find these on the net

    Enter below your answer to this question!

  • Q&A: How to write a reconsideration letter for denial of first time credit card application?

    Posted on February 14th, 2012 admin No comments


    Question by butwhy: How to write a reconsideration letter for denial of first time credit card application?
    please can somone help me on How to write a reconsideration letter for denial of first time credit card application, this is as a result of insuficient number of credit reference and insuficient established revolving credit accounts

    Best answer:

    Answer by CatDad
    Don’t squandering your time doing this…Your garnered will get thrown away in 1.5 seconds.



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  • Q & A: Can I send a prepaid credit card for cash in a registered PayPal account?

    Posted on February 12th, 2012 admin No comments

    issue of : Can I use a prepaid credit card money to send a registered PayPal account So, I do not have Paypal. I want some money to transfer to someone elses registered PayPal account. Is it possible to use a prepaid credit card, transfer the money to the registered account? Their fees would be even Best Answer:

    not response from Donna Mallit
    . You need a different PayPal account to transfer money to a PayPal account. just a PayPal account is easy. no fees for transferring a. There is a fee to the acceptance of funds.

    What do you think? Answer below!

  • Can a prepaid credit card be used to buy Runescape membership?

    Posted on February 10th, 2012 admin No comments


    Question by B-jammin: Can a prepaid credit card be used to buy Runescape membership?
    Can a prepaid credit card, like the ones you could buy at Sam’s Club, or Target, to buy Runescape membership month by month like a normal credit card? I realize that the membership would cancel once there isn’t enough money left on the card. if it worked, that is.

    Best answer:

    Answer by Nate
    yes….if you have a x-box it would be like the x-box live card you can buy…



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  • What website can i order a prepaid credit card?

    Posted on February 8th, 2012 admin No comments


    Question by : What website can i order a prepaid credit card?
    I have a family memeber whom wants to purchase for me a prepaid credit card but they want to add money to my credit card by using their bank card, is this possible?

    Best answer:

    Answer by j
    Creditcards.com



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  • Q&A: Is a Prepaid credit card still considered a major credit card?

    Posted on February 5th, 2012 admin No comments


    Question by ashleysimone21: Is a Prepaid credit card still considered a major credit card?
    I’m fixing to commencing traveling out of town alot for my job and they are issuing prepaid credit cards with our names on them (so they look just like a credit card) for our spending throughout the trip on rooms, food, etc…. Are these cards quieted reasoned major credit cards? Will I be able to book rooms with these?

    Best answer:

    Answer by financialpeas
    You should have no problem using them to make a room reservation with a prepaid card. Consider it a “major attributed card” when asked for one by the hotel, car rental, etc.



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  • How to use a prepaid credit card to purchase items online?

    Posted on February 3rd, 2012 admin No comments


    Question by WantBape: How to use a prepaid credit card to purchase items online?
    Im 16 and got no credit card. and i heard that prepaid credit card, is just like a real credit card. but i still wear get it…do i have to have a bank account to have one? what can i do to have one of the prepaid credit card? and how to use it to purchase items from somebody online? not to purchase items from websites..can anybody provide me informations.????? thanks..

    Best answer:

    Answer by T.G.
    Go to CVS or some other store like it, you can buy them in 25, 50 or 100 dollar denomiations they are either Visa AMEX or a few other brands, and usually have a 3-4 dollar extra charge when you buy them at the cash register, which you can pay cash for. Once they ring it up you can use it online anywhere.



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  • What Does This Mean On A Credit Card Application?

    Posted on February 1st, 2012 admin No comments


    Question by Cowboy’s Sweetheart: What Does This Mean On A Credit Card Application?
    I’m thinking of getting a new credit card. Even though I’ve made every payment on time and in total my current teasing is begin to add all kinds of fees. On the application, under “Interest Rates and Interest Charges”, it says “If you are charged periodic interest, the charge will be no less than $ 1.50″. What is “periodic interest”? The application does not explain what this is.

    Best answer:

    Answer by Gorkbark Porkduke Gefunken Fubar
    Periodic interest is interest charged for a sure period of time, such as a month. What this means if that even if you have only a $ 1.00 equilibrated you will be charged at least $ 1.50 in interest for that period or month.In this example, it would work out to a monthly rate of 150% or an annual rate of 1,800%.



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  • How do I purchase a prepaid credit card with cash?

    Posted on January 30th, 2012 admin No comments


    Question by Jkstr: How do I purchase a prepaid credit card with cash?
    Well…. CAN I purchase a prepaid credit card with cash? I need to know the intervals of cash you can deposit, how to get it, and virtually importantly, CAN you buy a prepaid credit card with cash?

    Best answer:

    Answer by J&C H
    Yes you can. greendot.com is the best. We use them. Most Dollar General or Exxon stations sell them. You can deposit as much as $ 2500 to each card.



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