Violet asked:


i’m in between paychecks and i need to know if I have to have money to use it or is it like a credit card…i don’t need money?
i meant is it more like a debit card or a credit card?

Lee

Skwisgaar asked:


I would like know since I want to purchase something online. I just don’t want to be breaking any laws or something like that.

Louise

infinione asked:


I’m frustrated, there are a few things online that I would like to buy but when I try to purchase them they ask me for a credit card number. I don’t have a credit card and don’t want one. Is there other ways you can purchasea it like using my debit card?

Laura

Darren W Chow asked:




Looking into online card processing is something that every single business will want to do, especially smaller ones that need the increased profits. Making online payments available as an option for your customers is an extremely wise decision, simply because of the amount of people you will be opening your products up to. A remarkable amount of people are shopping online now, and you will want to be part of that. This includes looking into all of the different services out there that are available for businesses that want to expand their potential in terms of how much they are making annually. Credit card processing starts with selecting the services you are going to purchase for your business. You will be able to find a number of companies that can give you access to millions of people all over the world with major credit cards.

You will set up a virtual credit card terminal on your website, giving your customers a place where they can enter all of their information and get it processed, so they can purchase some of your products online. This process should be a fast, easy, and efficient one for them, so they will keep returning for their future purchases. A lot of businesses are starting to use what is called a shopping cart system for their website. This involves simulating the experience of shopping in a real store only online. Customers will be able to click a button that adds an item to to a virtual shopping cart, then when they have everything they want, they can hit a button to check out and pay.

More and more businesses are recognizing that this is a great way to significantly increase earning potential and open themselves up to a whole new group of customers that shop online. You will even be able to accept payment from customers over the phone. They can enter in all of their credit or debit card information with the phone keys and transfer payment to your business directly. Accepting international credit card payments means that your business will begin to experience a sharp increase in its profits and the sheer amount of customers that start coming in.

You will want to make sure to choose a provider of these services that charges fair rates and will give you everything you need when it comes to e-commerce options for your business. Some of these companies will actually help you to design a system of payment for your website that is specifically made to draw in more customers. If you have found that the potential for your business has not yet been reached, then you will certainly want to look into all of your options in terms of accepting credit cards as a form of payment for your products.

Nancy

kel-c asked:


I’m 18 and don’t want a credit card,as I probably couldn’t afford the bills,but I really want to be able to purchase things on e-bay because my fiance and I are moving into our own apartment and need new affordable furniture. Is there any way I can purchase something online without a credit,debit,or paypal card?

Nicholas

AuxBellesEtoiles asked:


Hello,

I am making a purchase of a product online and the site is secure, but it says to “enter credit card information”. I don’t have a credit card, I have a debit card. Can I still enter my debit card information and they have the money withdrawn from my checking account or would they try to use my card as a credit card? I’m concerned because they ask for the billing address.

I don’t do many online purchases so I want to make sure they won’t bill me later. My card is VISA, btw.

Thanks

Lisa

A-Guy-Without-A-Hat asked:


Okay there is stuff I want to get online, but I don’t want to use my parents credit cards (I”m 15).. Is there something like a money card I could use to get stuff online???

Edgar

Robert Weber asked:




Every major U.S. credit card company with the exception of one charges a two to three percent foreign transaction fee when you use your credit card abroad. Until recently, many credit card companies did not clearly disclose these fees in their terms and conditions. Consequently, many people received a notice of a class action lawsuit settlement in regards to these fees earlier this year. Now that the lawsuit has been settled, credit card companies are required to clearly state foreign and international transaction charges on credit card applications. Here, we will look at ways to minimize and avoid these fees.

First, if you do not know how much your current credit card company charges for international transactions, contact customer service to find out. The vast majority will inform you that this fee is three percent. With the US dollar sagging, paying an extra three percent on every purchase can really hurt the wallet. Fortunately, there are a few ways to avoid these charges.

If you have cash available, using a debit card eliminates this fee. Most banks do not tack on a transaction fee for ATM withdrawals. Plus, the foreign currency rate you’ll get from your bank is often significantly better than what you would get at a foreign currency exchange booth. Again, exchange rates and potential fees vary from bank to bank, so it is important to call ahead.

While ATM withdrawals are generally free of foreign transaction charges, using your debit card as a credit card comes with some risks. First, a credit card provides much better fraud protection than a debit card. If, for example, an unscrupulous merchant overcharged or fraudulently used your credit card, you can easily contest the charges and get a refund. If, on the other hand, you debit card was fraudulently used, you will not only be faced with a depleted bank account, but it often takes a great deal longer to get your money returned. For this reason, using a debit card to make purchases abroad can prove risky.

Ultimately, the only way to pay no international transaction fees is to use a credit card doesn’t charge these fees. By using a no fee credit card, you get the security a credit card provides without the annoying added expenses.

Jerry

Trishul asked:


Also, PayPal sounds interesting, is it safe?
And I dont have credit card for that either….

Adrian

.Sawyer asked:


I maxed out my credit card.. Can I use the debit card to purchase an order or will it deny it and tell me it has to be a credit card?

Thanks.

Vera