Hippie Girl ☮ asked:


Dudee!! I wanna be a vampire. Just like Edward Cullen… Ohhh yeahh.
Well I mean Like not a big credit card like a mastercard. Can I use a debit card??

Willie

Raul T. Cruz asked:




I can still remember seven years ago when I applied for an American Express card online. It took more than one month for me to get approved. Nowadays it’s a lot different. With instant approval, you usually receive notice via email of your acceptance within seconds of completing an online card application. If you have a good to excellent credit record you can even get an easy approval credit card with guaranteed 10,000 limit or an easy instant approval student card, but what happens if have a bad credit score? Are you doomed to pay all your purchases in cash? Certainly not so don’t despair.

The first alternative for people with bad credit score is to get a “secure card.” There are some major card issuers which requires applicants to make a deposit or what we call “secure cards.” If you have a bad paying history, the most logical thing to do is save a little money to be used later on to “pre pay” a card. A secure card is a no credit card because the amount you can charge against the card is determined by the amount of your deposit. If you deposit, for example, $5,000, then you can charge up to $5,000 only. Hence, there is no actual “credit” being extended. Typically, these cards are marketed as no credit credit cards because of the fast, easy instant card approval.

The second alternative is to search for a “bad credit credit plastic” and find an easy approval unsecured credit, but they should try to resolve their bad credit issues and prevent further damage to their credit score.

While there are plenty of bad credit credit plastic choices available, they can do more harm than good if not used wisely. This is one way for a consumer to repair his damaged reputation by making up to date payments on his bad card and eventually upgrading to the real credit card in the future. And also a bad card charges a higher interest rate because of the increased risk to the issuer.

The third option is to apply for a debit card. Debit cards are cards that can be used depending on how much money the user transfers to the specific card. Consequently, the risk of running up credit card debt is nil. There are also no finance charges to contend with, only minimal fees for application, start-up and ATM card.

Credit cards for bad credit score were designed to rebuild credit that had been damaged. For those with no credit or poor credit there are secured credit cards, bad credit credit cards and debit cards but there are also unsecured cards that can be used for this purpose. These cards generally come with low credit lines (around $300) and additional fees. This kind of card will not allow you to on shopping sprees but it will certainly help you restore your damaged credit history. If you’re disciplined and pay all your bills on time you can ask for a credit increase after a while with an end goal of upgrading to an easy approval credit card with guaranteed 10,000 limit. Isn’t that wonderful? But in the meantime let’s concern ourselves with finding easy approval credit card applications with bad credit score.

Peter

helloooooo asked:


I’ve been using my credit card for online purchases but I was wondering if it was possible to use my debit card also?Will I need to enter my PIN online or how does it work?Sorry I’ve never tried it this way.Also do I have the same protections as if it were a credit card,I’ve heard some people say that it is not the same.Thank you.

DANIAL

kel-c asked:


I’m 18 and don’t want a credit card,as I probably couldn’t afford the bills,but I really want to be able to purchase things on e-bay because my fiance and I are moving into our own apartment and need new affordable furniture. Is there any way I can purchase something online without a credit,debit,or paypal card?

LAMAR

luc asked:


Hypothetically, a friend of mine would like to buy a bottle of wine online with his credit or debit card. If he does so, will the company he buys from know he is not 21 by his credit card information? Will he be able to buy the wine?

RORY

al asked:


if i’m using an open network (one that is free for anybody to use like at a cafe), is it safe to use my credit/debit card online?

JESS

Jamie E asked:


If I were to buy something, for example a t-shirt, online and I had to use a debit or credit card, how old must I be until I can use my debit or credit card online in the U.K.?

FRANCIS