Zed Miller asked:




Whether you’re selling digital products or tangible goods through online channels, your business should be able to accept credit cards to ensure the widest customer base possible. Being able to accept credit cards makes your online business more accessible to a greater number of potential clients and customers, hence, increasing your customer base. By building an online enterprise that could accept credit cards, you will be able to secure payment in a more convenient and safe manner. If your online business would accept credit cards from paying customers, you’d be empowering them to spend on your products.

You will be able to access your e-Commerce merchant account control page from any country and any computer, letting you review, overview and control your credit card processing. But, as important is the fact that your customers will be able to access your e-Commerce website and your credit card processing service from any part of the world. This is important if you do not want to limit your product or service to one particular location or country.

Credit card processing gateways are 24-hour stable, i.e. they always function, and server breakdowns occur very rarely. 128-bit SSL encryption and other security technologies make it impossible for hackers to read and modify credit card information on your e-Commerce website. This makes it safe for you and your customers to use your credit card gateway.

Especially, if your e-Commerce shopping cart is equipped with a ‘One-Click Buy’ function. This means that not only you will save much time with a merchant account; your customers will be able to fill one form upon registration and then start purchasing just by clicking the “Buy Me” button on your website without the hassle of re-filling credit card information forms.

Especially, if your business is selling digital products and services which are normally available for immediate download after payment. No one wants to want to wait for a week or more for the post to arrive, pay the check into your bank account and then the time delay for the check to clear and finally credited before sending out each order.

Jerry

Landon McGehee asked:




There is without any doubt or question accepting credit cards is an absolute necessity online if you intend to run an online business; we take it for granted but a great deal relies on this now. You can’t run an online business by taking checks or money orders; delays in processing the order will make it an nonviable proposition. No-one likes to wait on the Internet otherwise they would shop in a mall; caring about what your customers want is the key to success.

You need to a system to take a payment instantly to get your product or service out the door as soon as your customer orders it. Any professional company that has an e-commerce website will make sure that every type of payment system is in place including the ability to accept credit cards online; these sites aim to please their customers by accepting payment at any time of the day. If you don’t take payments this way then you should inquire about having the option of online payments available as soon as you can.

There are now quite a number of methods of accepting credit cards online; this decision is often based on how much a company is willing to spend to run it. Because it is possible to use more than one method to accept credit cards online, many larger internet businesses use more than one system to attract additional customers.

Using Paypal

Often the traditional systems of accepting card payments can be expensive and out of the reach of many small internet businesses; however, a good alternative is to use Paypal to accept your credit card payments. The rise in the popularity of Paypal is partially due to eBay who purchased the company. It is slowly overtime becoming the payment system of choice for many.

All that is needed is a Paypal account to be created which is simple to use; many internet users prefer to use this system over others. The only way to keep customers is by supplying a safe online payment service for them to purchase your products or service; by ensuring your site is secure, your sales will increase and less potential customers will leave.

There is no need to apply for pay with a credit card by mail.
This means that the transaction is encrypted so that their information is not broadcast around the Internet for those who may take those numbers for their own use. Any website that accepts credit cards online will be a secure site with the first letters of the website address being https://, This provides peace of mind to the user, so if you do not have this facility your customers will go elsewhere. With internet fraud being one of the top concerns on the internet it is your responsibility to make your customers feel safe and secure when they place an order otherwise they will leave and order elsewhere.

Michele