Clara Ghomes asked:




Providian is a credit card that will give you a lot of benefits if you apply and qualify for it. For one thing, having a Providian will mean that you will most likely be eligible for some restaurant discounts as well as perks such as frequent flyer free miles, discounted airfare and less interest rates after you accumulate enough points. Providian card is very useful as well in making purchases that you would like to make online. There are many ways you can use a Providian.

Create great credit rating

For one thing, Providian help you create a great credit rating you can use to increase your credit limit as well as be eligible for both car, home and phone loans.

Make online purchases

You will be able to take advantage of all the perks and online auctions if you have a credit card. Unlike people who are not qualified for purchases online, you can use your Providian to buy online as much as you would like, up to the credit limit.

Buy Travel Tickets

Go on that long awaited trip by using your Providian card to purchase discounted airfare. You can go on a much awaited trip to Mexico without having to drive a long distance.

You can Verify Online Money Systems

Still unverified? You can get verified with any of the online money systems and money bookers you can find. You can use any of the Providian in order to enjoy unlimited access in verified accounts in more than one money booker you can find online.

Eat out a lot

You can eat out a lot if you have a Providian cards since a credit card by Providian gives its clientele a lot of discounts when you eat out at various restaurants in your area. You need to make sure that you bring your every time you go out in order for you to enjoy unlimited savings and discounted rates at your favorite restaurant.

Be eligible

Having a credit card makes you eligible for a variety of other perks. This includes mall cards, gift cards and other cards. This is because having a card is like having an identification card that says one company found you eligible for getting a credit and thus, giving businesses the impression that you are indeed worthy of getting many other types of cards that you otherwise would not have if you did not have a credit card.

Georgia

kasia the pirate asked:


If I have a gift card from a credit card brand, what can I do with it?
- Can I buy online with the card?
- Are there any restrictions?

Gene

Jeff Weber asked:




When credit cards first began most of the cards that you could get were from gas stations. Visa and MasterCard didn’t have the presence that they share today. Today gas credit cards are still available and there are about fifteen or so companies that offer them. One of the drawbacks to gas cards is that generally you can only use them to purchase gas, although to stay competitive with the bigger bank cards you can find ones that will allow you to buy other items.

Why with regular credit cards would someone want gas cards anymore? Probably the singular reason is to get gas rebates. All the major gas cards offer cash back. If you live where there are BP gas stations you could look into the BP Visa Card which offers a 5% rebate if you use it at BP or Amoco gas stations. Interest rates on these gas cards can be variable instead of fixed so you could pay more than you save if you can’t pay the bill in full each month. It is not unusual to find an almost 20% interest rate with a gas station card.

Some gas credit cards let you earn rewards points instead of getting a percentage cash back rebate. In this instance you would earn a certain amount of points for each dollar spent on gasoline then you would redeem these points for gift cards, merchandise or other items. When you choose gas credit cards with major branding they may also offer you a cash rebate for purchases other than gas. Usually it is 1% back on other purchases.

There are gas cards that don’t offer any rebates at all, just the chance to have revolving credit to purchase gas. They won’t have the Visa, MasterCard, American Express or Discover logo anywhere and they can only be used at those gas stations. These are no frills cards as they will have higher interest rates and won’t have balance transfer capabilities.

It is imperative that you read the terms and conditions of a gas card before signing up. They can have stipulations regarding the expiration of reward points if they aren’t redeemed or canceling the card for inactivity. The information you might see to get you interested in the card may tell you that you can earn up to 5%, but that doesn’t mean that you will get that 5%. If they have a qualification of up to 5% it means you may not always get that amount on your purchases.

Alan

dfasdfs asked:


I’m only sixteen and I don’t have a bank account, but I do want to shop online. Is it possible to buy the Vista gift cards at Walgreen and use them to buy things online such as websites and Ebay? Can you explain how the card works? Thanks!

RAMIRO