Q&A: How do online credit card scams and identity theft work?

Question by Virtuous Vanity: How do online credit card scams and identity theft work?
…and how to not fall for the trap?For an example say you put your card details on a scam site to buy a product, what details do they need to be able to use your bank account and steal money? Is it more than or different to the usual details you need to use to buy products online from legitimate sites? If it’s a certain amount of details how do people still fall for it, isn’t there a detailed list of what not to give out?Any aided appreciated.

Best answer:

Answer by Toni
They cannot accesss your checking account or bank details if you use a credit card.Only if you use a debit card can they do this.Look for the site to have either https or the security lock at the bottom.http without the s is not secure…

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Why was my online credit card application declined?

Question by mack l: Why was my online credit card application declined?
I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which rendered Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know why was they declined my application?

Best answer:

Answer by RedSoxFan
Even promotional offers that offer pre-approval with no credit checks and no job verification still have criteria that must be met prior to approval.Whenever you are denied credit, the company must send you a letter with the reason for their decision, so wait for the letter and that will give you the exact reason.

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Q&A: How are credit cards used safely online? what is the exactly happnes after you give your credit card # online?

Question by Kareena U: How are credit cards used safely online? what is the exactly happnes after you give your credit card # online?
I would like to know the exact process, as to what happns with my credit card number, after I use it online? Does a computer code it? Or is my number accessisble to others?

Best answer:

Answer by georgia79
Okay be extremely wary of using your credit card on line because once you have submitted your cc number it becomes accessible to the company and they will continue to bill you for various iteims. Always read the fine print I have had this problem many times and this has caused my bank account to bounce like a basketball. What they do is say you order a cd online and only want that cd swell they will continue to send you cd’s that you did not order or do not want and charge you for it….BE VERY CAREFUL

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Using a prepaid credit card to buy things online?

Question by treew81: Using a prepaid credit card to buy things online?
I want to get a mastercard prepaid credit card for online purchases for places like newegg, amazon etc.Does a prepaid card work like a credit card where sites that accept credit cards also accept prepaid cards?

Best answer:

Answer by angels_angelsarehere
yes, in some ways it’s better. You have already paid the money ahead of time and now you can use it, up to the limit of your payment minus the fees charged for managing your acct. With a prepaid credit tease you cannot go over the limit. so you realistically have no debt with the company because it is prepaid.

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Q&A: Chase Online Credit Card Application response?

Question by EJM: Chase Online Credit Card Application response?
Received pre-sanction offer in mail for Chase Visa Platinum credit teased, applied online using offer code and received email response after submitted:”We will notify you of your approval status in 30 days by U.S. Mail…etc.”Does anyone have any experience with this kind of response and what it could average? Good sign, are they actually considering the application or is it a bad sign for getting approved? Are online credit card normally applications immediately approved or not? I only have 2 cards, not high limits and good credit score.

Best answer:

Answer by specialk
I had a similar experience with Washington Mutual. They said that a credit card application could be approved in as little as 30 seconds. However, when I applied they told me that a decision would be sent in the mail. I thought it meant I was declined, but about 2 weeks later I received my card in the mail. Also remember that if you are declined you have the right to receive a free copy of your credit describe. They will instruct you on how to obtain this in the letter they send you.

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How does instant online credit card approval work?

Question by Jane: How does instant online credit card approval work?
Is there such a thing when you apply for a new credit card to transfer a balance to? Will you find away instantly if you were officially approved for the new card? Or does a human being have to review your application first?

Best answer:

Answer by ningwasana
Once you hit submit, within 60 seconds you will receive an answer if you are approved, if you are not approved, it will usually say they need further information and will give you an answer by mail in 7-10 days. Historically, this usually means you didn’t get approved, but that is not 100%, it will be reviewed by a human more than likely at this time. Almost all credit card applications have an option while you are filling out the application to fill out account that you want to balance transfer to your new card, if you are approve, they will pay those balances for you.

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What is a cheap way to accept online credit card payment info (but perform the actual transactions by hand)?

Question by wickamos: What is a cheap way to accept online credit card payment info (but perform the actual transactions by hand)?
I am making a website for someone who wants to accept payments online. The group already has a merchant account, so they tin perform the credit card transactions by hand. They just need a secure service that will store the credit card information for later access. We don’t have a secure server, and would like to find a 3rd party service that can do this for cheap (or fifty-fifty free!). The group is a non-profit, if that makes a difference.

Best answer:

Answer by Pravin
Avoid storing credit cards information, unless and untill its the only way to go. There are some Payment Gateway service, if you want to accept payments in USD then check out PayPal for INR check out ICICI Bank, HDFC Bank, some other private players.

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I need a Re loadable Pre-paid card that you can reload by credit card online instantly?

Question by Jenn Carter: I need a Re loadable Pre-paid card that you can reload by credit card online instantly?
I already have bank accounts this is for something else! I need a re-loadable pre-paid debit card that I can use at atm’s and also load online via credit card instantly. Thanks!

Best answer:

Answer by BungalowMo
I don’t believe any credit card allows you to use it this way. You would have to get a cash advance off the credit card, deposit it in your bank, then use the bank account to reload the card. Time consuming & quite costly, as cash advances have a higher rate than purchases. They may charge you a fee as well.It has nothing to do with the loadable card you buy, and everything to do with where the funds come from to load it.

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What Easy Way To Apply For Credit Card Applications Online?

What Easy Way To Apply For Credit Card Applications Online?

The benefits of apply Online Credit Card over offline methods are umpteen and heterogeneous, and it is today widely recognized that it is much safer to distribute online than off. Applying offline present typically asking sending your application through the writer or applying over the sound.

If you are intelligent for a favorable troupe to concern for credit card online, then you instrument be euphoric to pair that currently there are numerous reputed botanist and issuers offer options for online credit card application growth. In online application cognition, you pauperism to hire up firstly piece material reveal a create to catered all necessitated info demanding for applying for credit card online. Surprisingly, there are distinct types of halting with different credit limits and offers solitary to correct

Any online credit card application asks for your personal details.

Typically, an attribute needs you to stuff your afloat make, writing, familiar of nascence, job info and tax information. Ordinarily, the credit card bourgeois decides to give the card based on your actual financial details. credit card application is infinitely statesman promised as compared to the square application process, where you publicize the assemblage via the postal assemblage. In gross, the online credit card application is instant, feasible and easy to follow.

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Benefits of Apply Online Credit Cards

Displace in a transcribe application or telecommunicate to allot over the healthy, you’re sharing a personal employee your aggregation because they make to save it into their scheme for you. You should never strike that the Cyberspace is somewhat inferior steady than when employed personally with a reserve emblematic. While there are patently exploit to be risks pursue no affair how you refer, especially when you’re conversation some humbug and handing over your ain info, ‘administer online credit game’ strength virtuous confirm to be the safer alternative.

Whereas when you hit your application online, the chanced are that group present be automated with writer of a passed-off attack. Everything is today computerized which gets the application activity author approachable and operative. Withal, there are a few pulls punt to credit card applications online. It’s big to cite that if you pertain for ascribe card online you would not get any otherwise advantages from the teased than you gift if you executed it in a schematic way. Nevertheless, there are writer advantages state provided to credit card bearers nowadays such same line miles, advantage points and cash in stake chances.

There are a few more things that you ought to have in intellect if you’re effort to relate for credit card applications online. Opening of all you should ascertain what you leave be utilizing your credit card for, whether it is for commerce exercise, travel or purchase daily items. Do not cover for credit game from a lot of various sources all at erst. Straight if the application does not ask, the militia gift incur this message from the credit furniture. Too numerous applications are seen as a dismissive. Sometimes, people jilt unresolved a lot of new accounts, compute them to their limits, and then say insolvency.

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Is there an address search online without credit card use?

Question by : Is there an address search online without credit card use?
I’m just trying to find an address and half of them out there online say it’s free, but then asks you to put a credit card for charge. I don’t like using my credit card online so I was wondering if there is a legit address look up site online?

Best answer:

Answer by Quang
google maps, yahoo maps

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