Dominic Ferrara asked:




Everyone is selling on the web these days. When we ponder this concept, most of us immediately think of EBay. After all, this is pretty much where it all began. I have to give props to the fellow who started the online auction phenomenon. As of now, he’s definitely sitting pretty. Since then, so many nuances have stormed cyberspace. Now you can pick and choose from a variety of online forums and auction websites that sell products. You too can get in the game and sell a few items of your own. The cool part is you don’t even have to bother with checks and money orders. Why not just accept credit card payment online? Anyone can do it now. Welcome to the age of big business.

I was speaking with a custom knife vendor on the phone the other day. I wanted to purchase one of his products, but wanted more information before I actually threw down the cash. I decided to call him up and get a feel for who he was a bit. This is so much more personal than emailing. Well, needless to say, we chatted about knives for some time. Once I had decided on a piece, he asked me if I wanted to pay him with a credit card or via PayPal. Now, for those of you who aren’t in the loop with PayPal, it’s an EBay company that allows you to send and receive electronic payments. You can accept credit card payment online with this service. If someone wishes to buy from you, they can add a credit card to their PayPal account and quickly send you the funds. It’s ideal if you buy and sell online a lot. Anyway, I was stoked that I could simply PayPal the knife vendor. This makes life easier for me. I typically don’t want to use my credit card at all, but I do keep some cash in my PayPal account. Anyone can open one of these on the web.

Imagine you’re selling some big ticket items on EBay. The person who wins your items will most likely hope you accept credit card payment online, or have some sort of Paypal account set up. It just makes life a heck of a lot easier now days. No one wants to bother with money orders and checks are becoming obsolete. Thank God! So check into PayPal and see how you can begin to accept credit card payment online as easy as pie. This is ideal for anyone who sells on the web.

Norman

Landon McGehee asked:




There is without any doubt or question accepting credit cards is an absolute necessity online if you intend to run an online business; we take it for granted but a great deal relies on this now. You can’t run an online business by taking checks or money orders; delays in processing the order will make it an nonviable proposition. No-one likes to wait on the Internet otherwise they would shop in a mall; caring about what your customers want is the key to success.

You need to a system to take a payment instantly to get your product or service out the door as soon as your customer orders it. Any professional company that has an e-commerce website will make sure that every type of payment system is in place including the ability to accept credit cards online; these sites aim to please their customers by accepting payment at any time of the day. If you don’t take payments this way then you should inquire about having the option of online payments available as soon as you can.

There are now quite a number of methods of accepting credit cards online; this decision is often based on how much a company is willing to spend to run it. Because it is possible to use more than one method to accept credit cards online, many larger internet businesses use more than one system to attract additional customers.

Using Paypal

Often the traditional systems of accepting card payments can be expensive and out of the reach of many small internet businesses; however, a good alternative is to use Paypal to accept your credit card payments. The rise in the popularity of Paypal is partially due to eBay who purchased the company. It is slowly overtime becoming the payment system of choice for many.

All that is needed is a Paypal account to be created which is simple to use; many internet users prefer to use this system over others. The only way to keep customers is by supplying a safe online payment service for them to purchase your products or service; by ensuring your site is secure, your sales will increase and less potential customers will leave.

There is no need to apply for pay with a credit card by mail.
This means that the transaction is encrypted so that their information is not broadcast around the Internet for those who may take those numbers for their own use. Any website that accepts credit cards online will be a secure site with the first letters of the website address being https://, This provides peace of mind to the user, so if you do not have this facility your customers will go elsewhere. With internet fraud being one of the top concerns on the internet it is your responsibility to make your customers feel safe and secure when they place an order otherwise they will leave and order elsewhere.

Michele

Lawrence Fine asked:


Since I opened my PayPal account, I have noticed that it is much easier to make online purchases. Not only are there more sellers who will sell to me (many small sellers do not take credit card transactions) but the sales also seem to be processed faster.

When I first started a PayPal account, I was pretty suspicious. You see, I have known people who have been scammed over the Internet, so I don’t really trust new forms of electronic transaction very much. I didn’t really know if a PayPal bank account would be secure, and I was worried about trusting my financial information to a business that I didn’t know that much about. Nevertheless, I was working as a freelance writer, and having PayPal accounts made things much easier. There were some clients, in fact, who wouldn’t pay except through PayPal.

Several months later, I have seen how much of a difference having a PayPal account makes. Before the invention of PayPal, the credit card was the ultimate form of convenience. If you had a credit card account, you could buy basically anything from anywhere. Nowadays, PayPal accounts have become the standard – particularly for online buying and selling. There are many merchants who only work through PayPal.

There’s a good reason for this. There are quite a few advantages that a PayPal account has over a normal transaction. With PayPal buying and selling, neither party ever gets the other party’s financial information. You don’t have to give out your credit card number, or your PayPal password. Basically, PayPal handles the transaction for you. This is even more secure than a credit card account.

Although it has been helpful for my online business, it has helped me with other things as well. I used to be afraid to buy something over eBay using a credit card. After all, I didn’t know enough about the seller. For all I knew, he could have been scamming me. The few transactions that I did make were pretty slow. I don’t know why, but for some reason it always seemed to take longer than it should to do credit card transactions online.

I still need to use a credit card for some purchases – particularly from major online stores – but it is less important than my PayPal business account for buying things online. I figure that, in a few more years, it might become the main way that people do business over the Net.

Ecommerce Solutions

Paypal is great for shopping carts for businesses of all sizes, too. Simply upgrade your account to a business account at no extra charge, then place Paypal Buy Now buttons on your websites. Or set up an entire shipping cart system with a third party script or source like 1Shoppingcart and accept membership subscription payments and allow shoppers to buy a variety of items and check out with your Paypal account.

Paypal’s Virtual Terminal allows an affordable manner of keying in credit card transactions, to, avoiding heavy fee-laden bank operated and third party merchant accounts. Excellent customer service also supersedes outsourced operators who lack expertise in your account solutions, too, another big bonus with Paypal.



FRED