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Saving Money and Earning Rewards Is Simpler with New UPside Visa Savings Purse
Posted on December 15th, 2011 No comments
Saving Money and Earning Rewards Is Simpler with New UPside Visa Savings PurseNew York, NY (PRWEB) November 01, 2011
Plastyc, provider of affordable, easy to use banking services, announced a new one-click savings purse for its UPside Visa and iBankUP online prepaid accounts, which serve as alternatives to traditional checking accounts. The savings purse, available this week, makes it simple to set aside money for a rainy day and to participate in SaveUp, a partner personal savings reward program that went live today.
Unlike traditional checking and savings accounts, the new UPside and iBankUP savings purse makes it easy to save money automatically, and there are no separate accounts or separate statements to deal with.
With one click, UPside and iBankUP account holders can set aside, effectively hiding so they it can’t spend it using their debit cards (without first moving the money back into the main balance). With another click, people can set up set goals and automated daily, weekly, or monthly deposits to the savings purse.
The savings purse also lets customers link to SaveUp, a new nationwide rewards program for personal savings. UPside Visa and iBankUP customers are eligible to earn one credit for every $ 1 increase in their savings purse. SaveUp issues the credits daily, which can be redeemed for chances to win instant prizes and entries into weekly and monthly drawings. SaveUp’s prizes range from the exciting (retail gift cards, consumer electronics) to aspirational (luxury vacations, home or wardrobe make-overs) to life-changing (a new car, money for college tuition or debt pay-off, or a $ 2 million jackpot).
“UPside Visa and iBankUP offer customers a pipping at secondly chance banking and often replacing for a traditional checking account,” said Patrice Peyret, CEO of Plastyc. “Now this new savings purse and SaveUp rewards program substitute for a traditional savings account and rewards program as well, only they are simple and potentially more rewarding.”
“At SaveUp, our mission is to help Americans to succeed financially by motivating and rewarding them for saving money and paying down their debts. That’s why we’re proud to partner with Plastyc, whose focus on helping Americans save money complements our own efforts,” said Priya Haji, CEO of SaveUp. “Plastyc’s effective savings program combined with SaveUp’s innovative rewards program can give Americans that extra motivation and help their need to save more money and strengthen their financial foundations.”
About Plastyc
Plastyc delivers good banking to all by providing 24×7 addrest to FDIC-insured accounts through any Internet-connected computer or cell telephoning. Unlike traditional checking accounts, Plastyc’s iBankUP portal and UPside cards never incur overdrafts, and they offer better services at lower prices, with more ways to receive money and no venturing of over-spending it. Plastyc’s principals and directors have a track record as financial services innovators at companies including Gemalto, Oberthur, Signio (now part of PayPal, an eBay company), ClairMail, Lending Club, and Genetic Finance. Plastyc is privately held with headquarters in New York City. For more on Plastyc, please visit http://www.plastyc.com.About SaveUp
Founded in 2011, San Francisco-based SaveUp created the first free nationwide rewards program that encourages Americans to save money, pay kill their debts and make electropositive changes to their financial behaviors. By partnering with major consumer brands and financial institutions, SaveUp gives players the opportunity to romping exciting or life-ever-changing prizes for performing positive financial actions. The company is funded by BlueRun Ventures and True Ventures. For more on SaveUp, please see http://www.saveup.com.# # #
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Here’s How To Apply Online Credit Card Rewards To The Charity Of Your Choice
Posted on September 28th, 2011 No comments
Here’s How To Apply Online Credit Card Rewards To The Charity Of Your Choice
An increasing number of rewards credit card issuers are now offering cardholders an unique opportunity to make a donation to charity every time they make a purchase with the credit card. Cardholders are now able to apply online credit card rewards to a charity of their choice. The APRs for this style of card are not low and one has to wonder whether the credit card company is actually donating anything or rather passing the cost of the donation directly to the cardholder through the higher APRs.
If you have decided to help others less fortunate, then you should definitely think about a credit card with which you can apply online credit card rewards to your favorite charity. In this way, you will be able to donate to a charitable organization without actually giving from your pocket. It may not seem like you are giving much but every little bit counts. Charities are able to use the points to buy needed things and they can certainly use travel miles. When you sign up for one of these credit cards, you can simply choose the option to ‘apply online credit card rewards’ when you go to cash in your reward points online.
The only real downside if you want to apply online credit card rewards to charities is that you will not get credit for it. Ordinarily, you can use cash and time donations to lower your taxable income through tax deductions, but you cannot do so when you donate your credit card rewards to a charity. The only way around the tax deduction problem would be, instead of choosing to apply online credit card rewards to charity, you claim the credit card rewards for your own use, then make a cash donation to charity instead.
If the tax break is important enough, you might be in a stronger position using the rewards yourself and then donating directly to the charity instead. This is the only way you are likely to see any tax benefits. Remember, you will not want to be charged any extra interest charges just so you have the opportunity to apply online credit card rewards to your favorite charity. The credit card issuer is certainly not about to offer your interest charges to charity, so giving a donation like that in that way would be like throwing your cash down the drain.
As long as you are paying your credit card every month before the date you are required to pay it, then you can apply online credit card rewards to the charity of your choice without it making a hole in your pocket.
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Get Credit With Ease Using an Online Credit Card Application
Posted on January 15th, 2011 No comments
Suzanna Hardaway asked:
An online credit card application can be a highly convenient way in which to acquire credit. However, there are many different credit card providers, all of which offer their own benefits and drawbacks. For this reason, it is essential to do your own research and take the time to decide which card is the best one for your individual requirements.
It is easy to compare different cards by using online comparison websites. These websites will present you with the information you need on one site, without you having to search out the official websites of each potential charge card provider. This means less time and effort is required when it comes to choosing your provider.
Once you have decided on the best card to sign up for, you will be required to visit the company’s official website. Then you can begin your online credit card application. It is important to ensure that you read the terms and conditions associated with the card and understand and be in full agreement with them before you submit your details for consideration.
If the card features a low interest rate, check whether this is only for a limited period of time. Furthermore, read up on the potential fees and late payment charges that could be incurred. Read through the payment options the company offers and see if they offer any rewards for the use of the card. Before applying for a card, consider asking your family and friends for recommendations on the best cards to acquire. Always ensure that your chosen credit card company is held in high regard in the market.
Once you have chosen your card company, you will need to find the online credit card application form and fill it in with care. If you do not provide the company with accurate information, you are likely to get rejected for the card. Once you have submitted your application form, the company will begin to process it. This may take some time.
If you have applied for a card with a zero rate of interest, the processing time will typically be longer than that for a higher interest rate. There are a number of credit card companies available so ensure that you are serious about submitting your application because once you click to submit your details, there is no going back. If you have any doubts, it is wise to spend some more time thinking through your decision. This way, once you do acquire a card, you will know that it is the best one for you.
Kelly -
Express Gas Credit Card Online Applications
Posted on October 18th, 2010 No comments
John F Smith asked:
You’ve probably heard that using gas cards is a good way to save and stretch gas money. Well, you’ve heard right. The rewards that you get from using gas cards are surprisingly great! Using them isn’t so hard, you only have to use gas card for gas purchases and wait for your savings. What’s more is that applying for gas cards is easy and quick too, especially if you have a good credit standing. With gas credit card online applications, you are just a click away from great rewards.
There are already numerous websites that facilitate gas card applications. The good thing with these websites is that you get to explore your options well. A complete review is always available for each gas card available online. So you may want to take advantage of this advantage. First and foremost, compare percentage rebates. The highest so far is at 5% during regular periods and 10% or higher during introductory periods. If you choose credit gas cards and plan to maintain a balance on it, then you may need to compare annual percentage rates as well. Usually, the APR that gas cards carry are higher than average so you may want to choose a card that has a low APR. It will be hard to look for a card that has a high percentage rebate and a low APR. So, do the math and weigh your options well. Interests can easily undermine your savings.
After you choose a card, the next step for you to do is to apply for it. Don’t worry; this can be quick and easy as possible. If you have a good credit standing, then your gas card application is limited to filling up the application form.
Indeed gas credit card online applications can be convenient and quick as possible. Apply online from the comfort of your own home during the time of your choice.
Clyde -
Applying For A Discover Credit Card Online – Read This Before You Do!
Posted on May 19th, 2010 No comments
E. Thomas asked:
Hey, applying for a Discover credit card online (or any card for that matter!) is an easy process. Fill out a one page application, and you’re pretty much done! But, credit card applications are designed this way for a reason: to make it easy for the consumer to get credit! But, do you know what you’re REALLY applying for?
Many people are looking for the best options in credit cards when doing their research. And there are some cards out there that are great. As a matter of fact, Discover is one of the companies that has historically offered great rates to their customers. But wait, is that all that matters?…a good interest rate? What should the consumer look for when applying for a Discover card online?
Can you say, Interest Rate?
Your interest rate should be a major factor in determining which credit card is right for you. It represents the amount of money you’ll pay, as a percentage, of the money that you owe on the card. Many consumers make the mistake of saying, “oh well, I’m going to pay off the card every month” or “I’ll only use it for emergencies” so they aren’t really concerned with the interest rate. They don’t read the fine print, and they don’t research or shop around.
I’m here to tell you: that is a mistake! What if your car breaks down, or you have to bail someone out of jail? (don’t laugh, it happens!) Then, you’re paying 20% on thousands of dollars that you didn’t plan on spending! Do you know what that amounts to in interest payments? Hundreds of dollars per year…and that doesn’t even include you’re “normal” spending on the card.
But if you’re applying for a Discover credit card online, you can rest assured that you’ll get a good rate, even if it’s your first one! Yes, credit history is a factor, but Discover’s rates are very competitive to other companies such as Visa or Capital One. Also, you should take into consideration any “rewards” that are associated with credit cards.
Rewards are described as any incentive that a credit card company offers to join up with them. Some typical rewards are cash back, free gas, travel miles, giftcards to your favorite stores etc. Basically, it’s a nice little “selling feature” to get customers in.
Now, rewards can be used to a consumers advantage, but NEVER EVER apply for a Discover credit card online just for the rewards. Finance companies are in it to profit, plain and simple. What you pay in interest on the card will far outway any “rewards” that you’ll get. But, if they offer a good interest rate and rewards, that may be the way to go! Just make sure you read the fine print!
Hopefully this shed a little light on different things to look for in a credit card. The Discover credit card online application is pretty self-explanitory and only take a couple minutes to fill out. However, make sure you shop around and only accept best card for your needs.
Jason -
Online Credit Card Applications
Posted on June 12th, 2009 No comments
Jacie Caballero asked:
It is so common these days for people to fill out an online credit card application, that most people do not think twice about providing their personal information over the internet. But applying for a credit card is serious business. You could get into trouble by offering incorrect or incomplete information. And worse, you could sign up for what you think is a low apr credit card and end up being charged exorbitant interest with no recourse.
When you go online to check out credit card offers, you will find a myriad of deals to choose from. Narrow your search terms down to criteria that is important to you, such as low interest, introductory interest free period, long grace period, reward program, airline mile rewards, or cash back credit cards. When you find an offer that meets your needs, you should be able to fill out the online credit card application right away. However, before you proceed, there are some things to keep in mind.
Be sure to read all the fine print. Unfortunately, some companies will not make this easy for you. Most online forms, just like standard applications, have the details of limitations or increasing rates in fine print at the bottom of the form. However, you may have to manually click a link to view these restrictions. Look for a link to a section titled Terms and Conditions for all the details of the offer. It is vital that you take the time to do this before filling out your application. If you do not read the restrictions of a card agreement and you sign the agreement anyway, you will still be held liable for any violation of that agreement. Remember that an online credit card application is a legal document that gives your approval for the company to check your credit.
After you read all the terms, it is a good idea to print out a copy of the information, as well as a copy of the online credit card application before you submit it. Keeping these types of records now can protect you later.
ROBERT -
Apply Online Credit Card Application
Posted on May 19th, 2009 No comments
Mario Churchill asked:
An online credit card application is very summer to apply for a credit card in any other situation. The same sort of information is going to be asked and your credit report will still have to be looked at. The only difference is that you don’t have anything to fill out by hand in your to sign your name. Here is what happens when you think in one to apply for an online credit card application.
When you want to apply online for a credit card application, you’ll be asked the same sort of information at every site that you look at him for a credit card. The information along to be asked is how long you’ve been a residence, how much you make, and then more information they would consider standard biker address phone number. You will often be asked for your source tree number as well so make sure that you are doing is with a reputable site. There are many scam artists out there today who can use your Social Security number to apply for credit cards. This is why you must be careful whenever applying online for a credit card because is very easy to steal your identity and it takes many years to resolve the issues that come from identity theft situation.
When you want to apply online and with a critical application, take a look at the different sorts of rewards and features that come with every card. When the key things that should be standard on any car that you look for our identity protection and fraud detection. Fraud can happen on any card without the card actually leaving your wallet so you will want to make sure that there’s a strong fraud unit that looks into any sort of possible transactions that do look suspicious.
Applying online credit card application is a very simple process and you can often get instant approval or denial so that you know what the outcome is. Make sure to not apply for many cards because this doesn’t hurt your credit score and make sure that it is a card that you want. Their many different credit cards up there so make sure that you’re getting what you want. If you need to get a house or a car at some point, too many credit cards can be a red flag and it could cause you to get denied for that. You don’t want credit cards to get in the way of your bigger purchases like that.
FRANCIS