Ed Vegliante asked:




With over 50 million cardholders, Discover is one of the top credit card companies in the United States. After making its debut in 1985 as a division of Sears, the Discover Card quickly grew in popularity among consumers. And it’s easy to understand why: Discover offered benefits such as the “Cashback” program, which allowed cardholders to earn money for using their card. This rewards program and others offered through Discover have continued to improve over the years. Here are three popular Discover cards on the market today.

Discover Platinum Card

If you’re looking for a card with cash back benefits, the Discover Platinum Card may be a perfect fit. This card offers a 5% rebate for items purchased at participating locations, including restaurants, gas stations and clothing stores. You can also earn up to 1% cash back on general purchases.

Besides the cash back rewards, the Discover Platinum Card offers a 0% APR on purchases and balance transfers for the first year. If you have a sizable balance on your current card, transferring it to the Discover Platinum Card could be a smart move. You’ll be able to pay off the balance over a few months and stay interest free. You’ll also get to choose from over 150 card designs and will not have to pay an annual fee.

Discover Gas Card

If you spend hours on the road each week, the Discover Gas Card may be the right card for you. Through its rewards plan, you can reduce your gas budget. The Discover Gas Card offers 5% cash back on gas and auto maintenance purchases. You can earn up to 1% cash back on all other purchases. The card also includes a 0% APR on purchases and balance transfers for twelve months and no annual fee.

Discover Miles Card

If you’re searching for a credit card with great travel benefits, the Discover Miles Card is one of the best. Every month that you make a purchase during the first year you will receive 1,000 bonus miles. This can add up to 12,000 bonus miles in a year! That’s a great reward for using your card each month.

With the Discover Miles credit card, you will earn one mile for each dollar that you spend. You can then trade in the miles for airline tickets. There are no blackout dates for plane tickets. This, plus the additional benefit of no annual fee, sets the Discover Miles Card above other travel cards. Start off with a 0% introductory APR on purchases and balance transfers and then enjoy the travel rewards.

Keep in mind that these cards are usually available for those with good to excellent credit. If you have poor credit, you will want to look into a different card option. However, if your credit history is good, you can make the most out of your Discover Card options.

Starting with the cash back program, Discover has consistently offered high bonuses for using their card. If you have good credit and want a card with excellent benefits, a Discover Card is what you need. Apply today and let the rewards come piling your way.

Lance

Mario C Churchill asked:


Believe it or not, applying for a credit card has never been this convenient thanks to the power of the internet wherein applying via online has become as easy as a-b-c.

There are a lot of online credit card applications you could choose from. The following are samples of them from Chase.

In order to apply online for a credit card, the process is as simple as clicking on the button that says “apply.” Believe it or not, it is quick, fast and extremely secure.

One such credit card you could easily apply to online is the Visa Platinum Chase card. It offers zero percent APR for the whole month and does not require an annual fee. You also get one reward point for every buck you spent using this Chase credit card. Also, points earned could be easily redeemed to cash, travel rewards, gift, merchandise, cards or certificates.

Balance transfers are allowed in this card. Also, you need to have good credit standing in order to be eligible.

Another credit card application you could apply for online is the Chase Visa Free Cash Rewards card. The APR for this credit card is fixed at twelve months. Also, one rewards point is earned for every dollar spent on purchases using this credit card.

Believe it or not, a thousand points bonus is instantly rewarded to this card on your first ever purchase. There is also no such thing as an annual fee. Another plus is that a check worth twenty five dollars or a gift card with the same amount is given out from any of the merchants participating as long as you have earned two thousand five hundred points.

Balance transfers are also allowed and one needs to have good credit standing in order to be eligible.

Another credit card you could apply for online is this Credit Gas Discover Card. This particular card has zero percent APR for any balance transfers and purchases made within twelve months. Also, a five percent bonus cash back on auto and gas maintenance is offered. Meanwhile, a cash back of one percent is also provided on other types of purchase.

As an add-on, this card also has a liability fraud guarantee of zero dollars and the annual fee is also zero. Again, one needs to have good credit standing in order to be eligible.

Another credit card you could apply for online is the Discover Card Miles. It has an APR of zero percent on balance transfers as well as any purchases within twelve months. it also comes with a bonus miles of twelve thousand. This particular credit card also allows you to earn one mile for each dollar you spend. You also have the option to choose whichever and whatever reward you prefer be it a gift card, cash or for travel.

Believe it or not, you could fly in any airline you choose, on whatever seat and there are no date blackouts. This card also comes with zero annual fee. Again, one needs to have good credit standing in order to be eligible.

All in all, applying for a credit card online is easy and the options are many. The best credit card is one that applies and answers to your preference and lifestyle. Make sure that you get to choose wisely.



REYNALDO