Mario C Churchill asked:


Believe it or not, applying for a credit card has never been this convenient thanks to the power of the internet wherein applying via online has become as easy as a-b-c.

There are a lot of online credit card applications you could choose from. The following are samples of them from Chase.

In order to apply online for a credit card, the process is as simple as clicking on the button that says “apply.” Believe it or not, it is quick, fast and extremely secure.

One such credit card you could easily apply to online is the Visa Platinum Chase card. It offers zero percent APR for the whole month and does not require an annual fee. You also get one reward point for every buck you spent using this Chase credit card. Also, points earned could be easily redeemed to cash, travel rewards, gift, merchandise, cards or certificates.

Balance transfers are allowed in this card. Also, you need to have good credit standing in order to be eligible.

Another credit card application you could apply for online is the Chase Visa Free Cash Rewards card. The APR for this credit card is fixed at twelve months. Also, one rewards point is earned for every dollar spent on purchases using this credit card.

Believe it or not, a thousand points bonus is instantly rewarded to this card on your first ever purchase. There is also no such thing as an annual fee. Another plus is that a check worth twenty five dollars or a gift card with the same amount is given out from any of the merchants participating as long as you have earned two thousand five hundred points.

Balance transfers are also allowed and one needs to have good credit standing in order to be eligible.

Another credit card you could apply for online is this Credit Gas Discover Card. This particular card has zero percent APR for any balance transfers and purchases made within twelve months. Also, a five percent bonus cash back on auto and gas maintenance is offered. Meanwhile, a cash back of one percent is also provided on other types of purchase.

As an add-on, this card also has a liability fraud guarantee of zero dollars and the annual fee is also zero. Again, one needs to have good credit standing in order to be eligible.

Another credit card you could apply for online is the Discover Card Miles. It has an APR of zero percent on balance transfers as well as any purchases within twelve months. it also comes with a bonus miles of twelve thousand. This particular credit card also allows you to earn one mile for each dollar you spend. You also have the option to choose whichever and whatever reward you prefer be it a gift card, cash or for travel.

Believe it or not, you could fly in any airline you choose, on whatever seat and there are no date blackouts. This card also comes with zero annual fee. Again, one needs to have good credit standing in order to be eligible.

All in all, applying for a credit card online is easy and the options are many. The best credit card is one that applies and answers to your preference and lifestyle. Make sure that you get to choose wisely.



REYNALDO

EJM asked:


Received pre-approved offer in mail for Chase Visa Platinum credit card, applied online using offer code and received email response after submitted:

“We will notify you of your approval status in 30 days by U.S. Mail…etc.”

Does anyone have any experience with this kind of response and what it could mean? Good sign, are they actually considering the application or is it a bad sign for getting approved? Are online credit card normally applications immediately approved or not?

I only have 2 cards, not high limits and good credit score.

DWAYNE