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Saving Money and Earning Rewards Is Simpler with New UPside Visa Savings Purse
Posted on December 15th, 2011 No comments
Saving Money and Earning Rewards Is Simpler with New UPside Visa Savings PurseNew York, NY (PRWEB) November 01, 2011
Plastyc, provider of affordable, easy to use banking services, announced a new one-click savings purse for its UPside Visa and iBankUP online prepaid accounts, which serve as alternatives to traditional checking accounts. The savings purse, available this week, makes it simple to set aside money for a rainy day and to participate in SaveUp, a partner personal savings reward program that went live today.
Unlike traditional checking and savings accounts, the new UPside and iBankUP savings purse makes it easy to save money automatically, and there are no separate accounts or separate statements to deal with.
With one click, UPside and iBankUP account holders can set aside, effectively hiding so they it can’t spend it using their debit cards (without first moving the money back into the main balance). With another click, people can set up set goals and automated daily, weekly, or monthly deposits to the savings purse.
The savings purse also lets customers link to SaveUp, a new nationwide rewards program for personal savings. UPside Visa and iBankUP customers are eligible to earn one credit for every $ 1 increase in their savings purse. SaveUp issues the credits daily, which can be redeemed for chances to win instant prizes and entries into weekly and monthly drawings. SaveUp’s prizes range from the exciting (retail gift cards, consumer electronics) to aspirational (luxury vacations, home or wardrobe make-overs) to life-changing (a new car, money for college tuition or debt pay-off, or a $ 2 million jackpot).
“UPside Visa and iBankUP offer customers a pipping at secondly chance banking and often replacing for a traditional checking account,” said Patrice Peyret, CEO of Plastyc. “Now this new savings purse and SaveUp rewards program substitute for a traditional savings account and rewards program as well, only they are simple and potentially more rewarding.”
“At SaveUp, our mission is to help Americans to succeed financially by motivating and rewarding them for saving money and paying down their debts. That’s why we’re proud to partner with Plastyc, whose focus on helping Americans save money complements our own efforts,” said Priya Haji, CEO of SaveUp. “Plastyc’s effective savings program combined with SaveUp’s innovative rewards program can give Americans that extra motivation and help their need to save more money and strengthen their financial foundations.”
About Plastyc
Plastyc delivers good banking to all by providing 24×7 addrest to FDIC-insured accounts through any Internet-connected computer or cell telephoning. Unlike traditional checking accounts, Plastyc’s iBankUP portal and UPside cards never incur overdrafts, and they offer better services at lower prices, with more ways to receive money and no venturing of over-spending it. Plastyc’s principals and directors have a track record as financial services innovators at companies including Gemalto, Oberthur, Signio (now part of PayPal, an eBay company), ClairMail, Lending Club, and Genetic Finance. Plastyc is privately held with headquarters in New York City. For more on Plastyc, please visit http://www.plastyc.com.About SaveUp
Founded in 2011, San Francisco-based SaveUp created the first free nationwide rewards program that encourages Americans to save money, pay kill their debts and make electropositive changes to their financial behaviors. By partnering with major consumer brands and financial institutions, SaveUp gives players the opportunity to romping exciting or life-ever-changing prizes for performing positive financial actions. The company is funded by BlueRun Ventures and True Ventures. For more on SaveUp, please see http://www.saveup.com.# # #
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Tips For Visa Credit Card Application
Posted on April 17th, 2011 No commentsTips For Visa Credit Card Application
Securing a credit card is no difficult but securing reliable, safe and trustworthy credit card service application is a daunting and challenging task. Credit card gives the liberty to travel cashless, and makes your payment system very convenient, but transacting through a credit card is not always free from anxiety.
If technology has progressed by leaps and bound and has endeavored to make every possible attempt in making the lives of human being more comfortable, there has been a parallel surge in the growth of miscreants, who enjoy and take advantage of the ignorant and gullible outlook of millions of taxpayers.
Usually whenever we use the credit card for making any internet payment, we involuntarily give access to our security codes and passwords to invisible sources, which could surely misuse the information, for their own advantage. Thus whenever you plan to go for a visa credit card application, you should surely look into the following few subtle yet important tips, so that you are not victimized for any fraud or inconvenience in using the credit card for your daily transactions.
With increasing tendency of people misusing the credit cards or often complaining of its theft, misplacement or losing it out of a careless gesture, the credit card companies are very serious in scanning and verifying the credit card application. The possibility of the misuse of the credit card not only disturbs the user but also mars the image of the company to which the card belonged, thus companies today prefer to take a little extra precaution while issuing a credit card to any person.
Thus if you plan to go for a visa credit card application, you need to be very thorough in filling the application form in detail and without any errors. If you want, that your credit card application should not be rejected then the following tips would surely prove to be very helpful.
If you were applying for a credit card first time, then the companies would not be very vigilant, as you would not have any credit card history, but if you are applying for the same for the second time, then be sure that your official credit card history is not chequered or tainted. Even clerical errors might result in the rejection of your application, so thoroughly scan your previous credit statements and take necessary steps to rectify any errors. Secondly, while applying for a credit card you should never reflect over zealousness or enthusiasm in securing one.
The companies try to smell the rat and at times reject the application only because of the over-enthusiastic gestures of the applicant. Thus if the company rejects your application, do not apply again without soliciting the basic reasons for denial. It is always advisable to apply for a credit card once your financial liabilities are over and you are under no debt or outstanding debtor category.
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Using a debit card online rather than a credit card?
Posted on January 12th, 2011 6 comments
AuxBellesEtoiles asked:
Hello,I am making a purchase of a product online and the site is secure, but it says to “enter credit card information”. I don’t have a credit card, I have a debit card. Can I still enter my debit card information and they have the money withdrawn from my checking account or would they try to use my card as a credit card? I’m concerned because they ask for the billing address.
I don’t do many online purchases so I want to make sure they won’t bill me later. My card is VISA, btw.
Thanks
Lisa -
Buy Prepaid Visa
Posted on November 2nd, 2010 No commentsBuy Prepaid Visa
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Question by Anthony: What is the best prepaid phone for an older citizen?
I am appearing for a prepaid phone for my mom, who is now an older citizen. I got word something about ambiguous minutes for a sure prepaid phone but do not retrieve what that was for. Does anybody have any suggestions? She does not make many phone calls, so I think prepaid is the best for her, and if there is a phone with double minutes (hope there isn’t a pick up there), then enthusiastic. Thanks in advance.
Best answer:
Answer by Hawk6169
the carrier you are mouthing about is tracfone. some of there phones on there website admit ambiguous minutes for the life of the phone. there’s also net10. now i will go over prices.tracfone = as humble as 9.99 phones and as low as 19.99 every 90 days for 60 minutes. 19.99 = 60 minutes, 29.99 = 120 minutes, 39.99 = 200 minutes….and so on. with double minutes, just double all the minutes for each card. every card is for 90 days of service.net10 = as low as 29.99 phones and as low as 30 dollars every 60 days for 300 minutes. 20 dollars = 200 minutes for 30 days, 30 dollars = 300 minutes for 60 days, 60 dollars = 600 minutes for 120 days, 100 dollars = 1,000 minutes for 180 days….and so on. both of those are your best wager. they both work on all better carriers in the USA. both permit you name internationally. they both turn over over your unaccustomed minutes and days of service.hope this helps. acceptable luck making up one’s mind
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Applying For A Discover Credit Card Online – Read This Before You Do!
Posted on May 19th, 2010 No comments
E. Thomas asked:
Hey, applying for a Discover credit card online (or any card for that matter!) is an easy process. Fill out a one page application, and you’re pretty much done! But, credit card applications are designed this way for a reason: to make it easy for the consumer to get credit! But, do you know what you’re REALLY applying for?
Many people are looking for the best options in credit cards when doing their research. And there are some cards out there that are great. As a matter of fact, Discover is one of the companies that has historically offered great rates to their customers. But wait, is that all that matters?…a good interest rate? What should the consumer look for when applying for a Discover card online?
Can you say, Interest Rate?
Your interest rate should be a major factor in determining which credit card is right for you. It represents the amount of money you’ll pay, as a percentage, of the money that you owe on the card. Many consumers make the mistake of saying, “oh well, I’m going to pay off the card every month” or “I’ll only use it for emergencies” so they aren’t really concerned with the interest rate. They don’t read the fine print, and they don’t research or shop around.
I’m here to tell you: that is a mistake! What if your car breaks down, or you have to bail someone out of jail? (don’t laugh, it happens!) Then, you’re paying 20% on thousands of dollars that you didn’t plan on spending! Do you know what that amounts to in interest payments? Hundreds of dollars per year…and that doesn’t even include you’re “normal” spending on the card.
But if you’re applying for a Discover credit card online, you can rest assured that you’ll get a good rate, even if it’s your first one! Yes, credit history is a factor, but Discover’s rates are very competitive to other companies such as Visa or Capital One. Also, you should take into consideration any “rewards” that are associated with credit cards.
Rewards are described as any incentive that a credit card company offers to join up with them. Some typical rewards are cash back, free gas, travel miles, giftcards to your favorite stores etc. Basically, it’s a nice little “selling feature” to get customers in.
Now, rewards can be used to a consumers advantage, but NEVER EVER apply for a Discover credit card online just for the rewards. Finance companies are in it to profit, plain and simple. What you pay in interest on the card will far outway any “rewards” that you’ll get. But, if they offer a good interest rate and rewards, that may be the way to go! Just make sure you read the fine print!
Hopefully this shed a little light on different things to look for in a credit card. The Discover credit card online application is pretty self-explanitory and only take a couple minutes to fill out. However, make sure you shop around and only accept best card for your needs.
Jason -
Boosting Your Sales with Online Credit Card Processing
Posted on April 3rd, 2010 No comments
Smith Jhonson asked:
A lot of times you can see that merchants do not like dealing with cash, choosing to pay with their credit or debit cards. In that case you need a credit card machine to process that particular transaction. However, a lot of people do not possess Credit Card Machines that can help them boost their purchases. In that case, we would like to let you know a few facts about this particular process before you choose to get yourself one and enhance your selling power. As a shop owner you can easily ramp up your sales with the aid of credit purchases, which need not be a thing of fear or worry anymore, but a smooth transaction between you and your bank.
When opening a website for shopping online, you would face quite a few problems at times. These would include the problem of payment. This can be easily resolved with Online Credit Card Processing system. In different countries, the procedure is different. All you have to do is find out the exact one you are looking for. For example, if you want to get yourself a processing system which is secured and verified by Visa, then you should approach particular banks which are third-party getaways that can help you figure out the exact kind of thing you require. Now you can easily check out the payment procedures and oversee the kind of payment procedure you would like to entertain. You can put your products on display, and the relevant price, shipping and taxes along side and the final process will be done shortly and swiftly with the aid of credit Card Processing systems which are available online.
So, if your business lacks because you do not have a credit card facility, then you should get yourself up on the net to learn the art. One of the best ways to go about this is by approaching your local bank and talking to them about the complete procedure and relevant fees attached to the process. That way, you can easily find out what to do regarding your payment getaways.
ALTON -
I used a credit card online and selected the wrong style card; I don’t want to be accused of fraud?
Posted on February 19th, 2009 4 comments
Devin M asked:
I was doing a favor for someone and ordering something online with their information. I selected the wrong card type (master card rather then the visa), it sent a message back to me telling me that the bank has not authorized the transaction. I did not mean to select the wrong one and did not want to be blamed for fraud of any kind. Should I just forget about it?
BRANDON